கொடுமை ஆதாரம் வருவாய் வரி உத்தரவு | பகுதி 18 தமிழில் | வேலைப்பரிசுகின்றல் | #சம்பளமிருந்துவரும் || #கொடுமை

by | Apr 11, 2024 | Retirement Pension | 14 comments

கொடுமை ஆதாரம் வருவாய் வரி உத்தரவு | பகுதி 18 தமிழில் | வேலைப்பரிசுகின்றல் | #சம்பளமிருந்துவரும் || #கொடுமை




Gratuity income tax provision
Part 18 in Tamil
Retirement benefit
#incomefromsalary
#gratuity

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Gratuity income tax provision | Part 18 in Tamil | Retirement benefit

Gratuity is a significant retirement benefit that is paid by employers to their employees as a token of appreciation for their years of service. It is a lump sum amount that is paid when an employee retires or leaves the job after completing a certain number of years of service. Gratuity is governed by the Payment of Gratuity Act, 1972, and is taxable under the Income Tax Act, 1961.

Gratuity received by an employee is considered as income from salary and is taxable under the head “Income from Salary”. The Income Tax Act has specific provisions for the taxation of gratuity, and it is important for employees to understand these provisions to determine their tax liability properly.

Under the Income Tax Act, the tax treatment of gratuity varies depending on whether the employee is covered under the Payment of Gratuity Act, 1972 or not. If the employee is covered under the Act, the gratuity received is exempt from tax up to a certain limit. The exempted limit is calculated based on the formula (15/26) x Last drawn salary x Number of years of service. The maximum amount of gratuity that is exempt from tax is Rs. 20 lakhs.

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If the gratuity received exceeds the exempted limit, the excess amount is taxable. In the case of employees who are not covered under the Payment of Gratuity Act, 1972, the exempted limit is determined as per the provisions of the Act.

Employees can claim a deduction for the exempted amount of gratuity received under Section 10(10) of the Income Tax Act. This deduction can be claimed at the time of filing income tax returns to reduce the taxable income.

It is important for employees to keep proper records of the gratuity received and the exempted amount to ensure that they calculate their tax liability correctly. Employers are also required to provide a formal gratuity calculation to their employees at the time of retirement or resignation.

In conclusion, gratuity is an important retirement benefit that is taxable under the Income Tax Act. Employees should be aware of the tax provisions related to gratuity to ensure that they comply with the law and pay the correct amount of tax. Proper tax planning can help employees minimize their tax liability and maximize their retirement benefits.

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14 Comments

  1. @ashikara3826

    January la 31 days iruku 4 Sunday's less panna 27 thanae varum athu 26 epdi confuse ah iruku July month la koda 31 no.of.days varum

  2. @HariniS-lt9ov

    2nd sum la en mam 26 days nu eduthurukinga…..en four Sundays edukala … question la apdi edhuvumey kudukalaiyea mam

  3. @aarthik8116

    Whether this provision is applicable for mcom current year batch 2023-2024 mam?

  4. @bharanisribharanisri5281

    Mam perquisites in the hands of specified employees sums upload pannuga mam

  5. @hariv1003

    1.92,000 is fully exempted for tax,since government employee.
    2.1,10,000

  6. @CO_THIRUPUKAZARASI

    1) since he is government employee 92000 is Fully exempted
    2)5200*15/26*30=110000 is taxable

  7. @subash.p3705

    Mam neenga workout panna 2nd sum la covered not mention but how you calculate 15 days .. and how ? Your say covered sum. Reply mam.

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