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Our Rich Journey – 401(k) Accounts – How to Invest in Them For Financial Independence: If you’re not yet investing in your 401(k) . . . why not?! Our 401(k) was the first investment account that we prioritized when we were pursuing financial independence and early retirement. If you invest in it correctly, you can turn it into millions of dollars to live off of during retirement. So, in this video, we discuss all things 401(k)! We talk about the benefits of investing in a 401(k), the different types of investments you can make within your 401(k), and we even share what we invested in within our 401(k) and our 401(k) return. Thanks for watching!
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Accessing Retirement Accounts Early | Roth IRA Conversion Ladder Explained | Early Retirement Hack:
How to Invest a Large Sum of Money for Financial Independence:
Vanguard’s VTSAX Index Fund: Our #1 Investment for Financial Independence Explained:
Target Date Funds | Are They A Good Investment?:
Investment Accounts Needed for Financial Independence | FIRE in Less Than 10 Years:
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OUR STOCK PORTFOLIO UPDATE | We’re Rebalancing Our Portfolio (Ep. 6 – May 2019):
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LEARN MORE ABOUT: IRA Accounts
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I see this video is about a year old. I wonder if you guys have changed your opinion at all about 401k's? I ask because I see many financial experts saying lots of negative things about them as a retirement vehicle. In fact as I understand it, they were never designed to be a retirement vehicle. Your thoughts?
Should I max out my hsa and invest thru that or my individual Roth account ? Already contribute %15 to my employer 401k
Great video . I got out of a tdf 2050 and went into an s&p 500 thats it in my 401k .
I have a question, currently my 401k is on high risk. Did well last year but this year I am losing money. I was going to switch to vtsax but I do the loss can not be recovered right? Or do I jst leave it where it is.?
New subscriber, all i have to say is wow.. really awesome video, love the chemistry between you both and I'm always searching for more knowledge. Thank you and I'm sub 4 life!
In my 401k, I have the option of a Pooled Large Cap growth and Pooled Index equity (S&P 500) fund. Would you choose one or the other? Thanks!
Love your channel! Wondering what your thoughts are on Roth TSP/Roth 401k options vs the traditional options?
great information
Would you max out your pre-tax 401k before putting money in ROTH? or do 50/50%?
So you think it's best to invest target-date fund and Fidelity 500 or just Fidelity 500.
Should i do an automatic rebalance every 6 months?
Hi. Which index fund do you suggest if our portfolio does not include S&P 500. Our 401k manager is John Hancock. It does offer a JH 500 index fund and several varieties of Vanguard funds.
If I have a $1000 to start investing where should I invest it in and which brokerage account?
This is the only fire Channel that is honest and trustworthy. . I bought the stock investing class. Guys I highly recommended it. You won’t regret it
Thank you for sharing
I absolutely love your channel
I love that y'all provide info on money topics even if you don't personally use them. That is so important.
Now that you are no longer working do you still contribute to your 401k and is it possible to contribute to it?
Great video. My employer uses Vanguard with a 7% company match which I contribute 7% as well
Does the 401K investments count toward your FIRE number?
Excellent video. Thanks for sharing your knowledge.
I plan to retire at the 55 age rule and move over to Philippines.
My company brokerage account is empower match 5%and has option to invest 40% total of check.
So what about the 55 age rule.
So how many different funds should I invest in just one
My company's sponsor 401K has empower retirement.
What do you recommend doing with a 401K once you quit your job? Should I leave it or convert to an IRA? I have a dual 401K / Roth 401K and just left my company.
I have my 401k in the S&P 500 will my company still match my 3%?
Any thoughts on fidelity brokerage company?
So you had 401K's through your main jobs? Or you had to start them independently as self-employed?
Is it better to dollar cost average your contributions over a year or accelerate / max out contribution early in the year?
So still invest in the 401k even if they brokerage has high fees?
I work in the financial industry and I have to agree with what you guys say, invest in your future should be priority number one. We should teach this stuff to all high school seniors, start the financial foundation.
What happens to your 401 k when you leave your job and move on to another job ?
Can you share your screen to show step by step how to open a retirement acct with Fidelity
so. which one is the one you invest in?
You can also options trade in your 401k
Right now, I have 401k with Vanguard 2060 Target Date. I realized that it has a little bit higher expense ratio and also I am 26 y.o. I think I can be more aggressive. I want to change my current fund to other index funds. If I sell my current fund and buy a new fund will have to pay taxes and penalty in the next year's tax report?
Love the info, not all 401ks are the same !!!
One question I have always wondered see if u can answer this question for me. I contribute to a ROTH 401K thru work with a employer match. The match I know is considered traditional 401k. When I get to retirement age and withdrawal from this account in retirement do I have the option of only pulling from the ROTH 401 PORTION OF IT only so not to trigger taxes ??? Then at 72 I would take the RMD's ON on the Employer contribute portion?? How does it break down ?
Thank you for such valuable information. But does this also work for a 403b?
Hello, I’m new to all of these. What do you mean when you say “max out”?
Love you guys and your advice! Your family is beautiful! I just jacked up my 401(k) contribution and opened a Roth IRA account. Looking forward to saving up and retiring as early as possible. I'm hoping that with my investments and my home I can maybe retire in around 10 years when I'm in my late 40s and spent the second half of my life spending my days doing something I actually enjoy. Thank you so much for the videos!
God bless you both.