Should you maximize your contribution in a traditional 401K? Does 401K become a tax burden when you retire? Does it make sense to rollover into a Roth IRA when you switch jobs? Learn about the best way to make most out of your 401K.

Next Watch: 401K vs. Roth IRA

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Here is how I manage 401K accounts
For Traditional 401Ks
– Only signup for 401K if your employer offers a match
– Only contribute enough from your paycheck to maximize employer match
– When you move or quit, transfer money to Roth IRA (better to pay tax upfront)

For Roth 401Ks
– Maximize your contribution (assuming you like the investment options your employers brokerage firm is offering

About Think Finance
Hi everyone, my name is Rajiv (Raj) and I started this channel to share investment ideas to generate passive income and build wealth. Content on this channel is a reflection of my personal experience with personal finance. My goal is to share ideas, learn from others and in the process help a few (and get help). If stocks, ETFs, investments, real estate, money, and personal finance are areas that interest you, do consider subscribing.

****Disclaimer****
(I have to get this out of the way)
I am not a Financial Adviser or Tax Professional, the information provided is my personal opinion and should not be considered professional advice. Ideas discussed on the channel are actions I am personally taking to hit my financial aspirations and not professional advice. I’m not responsible for any monetary gain or loss that may occur following information on the channel….(read more)

LEARN MORE ABOUT: IRA Accounts

TRANSFER IRA TO GOLD: Gold IRA Account

TRANSFER IRA TO SILVER: Silver IRA Account

REVEALED: Best Gold Backed IRA