A 457(b) plan is an employer-sponsored, tax advantage retirement account. This type of plan, allows you to contribute pre-tax dollars from your paycheck just like a 401k or 403b plan, and that money won’t be taxed until you withdraw it, usually for retirement. Some 457(b) plans may offer a Roth option as well and contributions would be made with after-tax dollars and your money could be withdrawn tax-free in retirement if the conditions for a qualified distribution are met.
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Insurance products and services are offered through Carson Graves, independent agent. Retirement Education Center, Carson Graves are not affiliated with or endorsed by the Social Security Administration or any government agency. All written content on this site is for information purposes only. Opinions expressed herein are solely those of Carson Graves, and our editorial staff. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell Investment Advisory Services to any residents of any State other than the State(s) Carson Graves, is registered or where otherwise legally permitted. Carson Graves, Retirement Education Center do not render tax, legal, or accounting advice. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Hyperlinks on this website are provided as a convenience. We cannot be held responsible for information, services or products found on websites linked to ours….(read more)
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I retired from a county hospital , part of the state retirement system.A DROP (deferred retirement option program) 457 B was offered. The 457 B was a blessing . Final result :receiving my monthly pension as well as the 457 B money following final separation from my employer.