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Having $10,000 in the bank is a great starting point for building your financial future. But what should you do with that money in order to make it work for you? Here are five things you can do if you have $10,000 in the bank.

1. Build an emergency fund: One of the first things you should do with your $10,000 is to build an emergency fund. This fund should cover at least three to six months’ worth of living expenses. Having an emergency fund in place can provide a sense of security and peace of mind in case of unexpected expenses or job loss.

2. Pay off high-interest debt: If you have any high-interest debt, such as credit card debt, it’s a good idea to use some of your $10,000 to pay it off. High-interest debt can quickly snowball and become unmanageable, so tackling it early can save you money in the long run.

3. Invest in your future: Consider investing some of your $10,000 in a retirement account, such as a 401(k) or an IRA. Investing in your future now can help you build wealth over time and achieve financial security in the long run.

4. Start a side hustle: If you have a passion or a skill that you can monetize, consider starting a side hustle with your $10,000. Whether it’s freelancing, selling handmade goods, or starting a small business, a side hustle can generate extra income and help you diversify your sources of revenue.

5. Save for a specific goal: Lastly, consider saving some of your $10,000 for a specific goal, such as a vacation, a down payment on a house, or furthering your education. Having a concrete goal in mind can help you stay motivated and focused on how you want to use your money.

In conclusion, having $10,000 in the bank is a great opportunity to take control of your finances and work towards your financial goals. By following these five steps, you can make the most of your money and set yourself up for a more secure financial future.