00:00 Should You Only Use an “A” Rated Annuity Company?
00:28 📊 Annuity company letter grades are important, but not the only factor to consider.
01:24 💰 Annuity companies invest in NAIC grade bonds, with the majority in NAIC 1 or NAIC 2.
03:46 📈 Consider Risk-Based Capital and Solvency Ratio in addition to the letter grade when choosing an annuity company.
06:31 💼 A b++ company with higher risk-based capital and solvency ratio may offer more benefits than an a-rated company with lower scores.
07:12 🔍 When selecting an annuity company, consider financial strength, benefits, customer service, and payout/growth potential….(read more)
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