Life Insurance can serve many objectives and can be a great investment tool when structured properly. Other vital topics in this show include:
What You Need to Know About Medicare,
Being an Executor,
The Neuroscience of Advice.

The topics are being presented by Jon Torbet, Art Canfield, Nick Greenman, Jack Klunder and Joe Carpenter, Financial Advisors at Centennial Wealth Advisory. Centennial Wealth Advisory, LLC is a financial advisory firm, specializing in retirement planning and implementing a holistic approach that includes investment management, income planning, tax planning, estate planning and health insurance/Medicare planning. Centennial Wealth Advisory serves all of Northern Michigan and has offices in Traverse City, Cadillac, Gaylord and Petoskey. For more information, please visit www.cen-wealth.com.

Advisory Services are offered through Centennial Wealth Advisory LLC. Insurance products and services are offered and sold through CWA Financial LLC. Centennial Wealth Advisory LLC and CWA Financial LLC are unaffiliated entities.

By contacting us, you may be offered investment services and insurance products available for purchase. Past performance is not indicative of future results. Investments are not guaranteed and can lose money. Securities are not FDIC insured or guaranteed and may lose value. This presentation is for educational purposes only and is not an offer to buy or sell an investment. Neither Centennial Wealth Advisory LLC nor CWA Financial LLC are tax or legal advisors and this information should not be considered tax or legal advice. Counsult with a tax and/or legal advisor for such issues.

Please remember that securities cannot be purchased, sold or traded via e-mail or voice message system. Likewise, insurance coverage cannot be bound, altered, or cancelled via e-mail or voice message system. The content of this show has been provided for informational purposes only and is not intended to provide any specific tax, legal or investment advice or provide the basis for any financial decisions. Be sure to speak with qualified professionals before making any decisions about your personal situation. You should not treat any opinion expressed on the program as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of his opinion. Opinions are based upon information considered reliable, but cannot be warranted as to its completeness or accuracy, and should not be relied upon as such. Statements and opinions are subject to change without notice.

Past performance is not indicative of future results. We cannot guarantee any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed on this show. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested. Investments or strategies mentioned on this show may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this show. You should consider whether the information presented on this show is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser. Guarantees provided by annuities and other insurance products are subject to the financial strength of the issuing company; they are not guaranteed by any bank or the FDIC. Life insurance is subject to medical underwriting. Annuities are long-term products designed for retirement income. They contain some limitations, including possible withdrawal charges and a market value adjustment that could affect contract values. The Internal Revenue Code already provides tax deferral to IRAs, so there is no additional tax benefit obtained by funding an IRA with and annuity; consider the other benefits provided by an annuity, such as lifetime income and a death benefit. By contacting us you may be offered investments and insurance products available for purchase.

Centennial Wealth Advisory is not licensed to sell insurance, but has individuals on staff that are. Insurance products and services are offered and sold through CWA Financial LLC, a licensed agency in all appropriate jurisdictions….(read more)

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