If you have worked outside the railroad industry in a non-covered position, you need to watch this video to understand your reduction penalties on your Railroad Retirement Annuity. Please avoid surprises at retirement by knowing your Railroad Retirement Annuity benefits.
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Disclaimer: This video is provided for general information and illustration purposes only. Nothing contained in the material constitutes tax advice, a recommendation for purchase or sale of any security, or investment advisory services. Highball Advisors encourages you to consult a financial planner, accountant, and/or legal counsel for advice specific to your situation. Reproduction of this material is prohibited without written permission from Highball Advisors, and all rights are reserved.
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John I fall into this with a local government pension. My question is is my wife’s tier 1 figured on my adjusted tier 1 or what I qualify for?
My spouse has a fully vested 401k through a previous employer. He plans to retire from the railroad after 30 years or service at 60 years old. Will he be able to draw benefits from both Railroad retirement and his previous 401k?