Inflation makes your money worth less, so if you have savings what should you be doing with them right now. It’s tricky, because if you put your money into stocks, well stocks will take a hit during this time, and if you put your money into real estate, they might go up price, but the effectively nothing has happened.
You see how confusing it is, so in this video; I’ll tell you exactly what I’m doing with my money.
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1. First: we can’t inflation but that’s doesn’t mean we have to be in unknown
-We know that the people in charge of inflation are the Fed
-And to increase inflation they lower interest rates which makes money cheaper to borrow, those more spending
-And to decrease inflation they increase interest rates to make money more expensive to borrow and lower spending and demand
So all we need to know is this:
-The fed is going to do everything in their power to lower inflation, because the consequences can be recession or depression ( basically bad stuff )
-So to do this will raise interest rates, which may cause a temporary down turn in stocks, and slow down in properties
-How do I know this, because they said so, the Chairperson Jerome Powell
Tip: that’s all you need to know, being clued to CNN is not going to change the facts
2. Stocks and Bonds for investment and Real estate
So if you have money that you want to invest into which asset would you want to put it
The standard comparison is 10 years treasury note, S&P 500 unless you pick stocks and real estate
This is a very simple answer:
-Stocks outperforms bonds by more 40%, since 1929 but we also that during times of inflation stocks tend to go down ( so using this data, when would be a perfect time to buy stocks, when they are up or when they are down )
-Answer is both, especially when they are down
-If you have 20% being invested don’t stock investing now
Stocks vs Real estate:
-Stocks also outperform real estate
-But one big difference is volatility
-Since stocks are more liquid you can see the changes in prices faster than you would in real estate
My point is for investing: stocks is where you want to be
3. Money that you need later aka savings
-The answer is simple; you can put your money into TIPs
-Treasury inflation protected bonds or you can but your money into a high yield savings or treasury bonds
-If you put it in a bond, looking to get 4.35%, if interest rates go up, then your bonds will be worth less, because the government now pays more, if interest rates go down then it’ll be worth more
Its a tricky game I rather not play:
-So the answer is, the only money I have that’s being eating up by inflation is my emergency fund ( which I add a few extra dollars a month to adjust for inflation myself)
-I also have money for investments in stocks or real estate potentially ( but again this is in high yield savings )
-The answer for this video is It depends, but I still invest 20% of my base income no matter what.
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LEARN ABOUT: Investing During Inflation
REVEALED: Best Investment During Inflation
HOW TO INVEST IN GOLD: Gold IRA Investing
HOW TO INVEST IN SILVER: Silver IRA Investing
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Thanks alot teacher
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Idle money gets killed due to inflation. I'm in a privileged position to be able to save almost 65% of our net household income, placed it on safer investment . The key for us was not spending beyond our means. In this era you have to hold on to every dollar and make it count.
MONEY
Despite the financial instability all over the world, I’m so excited I’ve been earning $45,000 from my $10,000 investment every 10days…
money! thank you and keep the good advice and encouragement coming!
I asked my home economics teacher a long time ago, what's the real reason for inflation? She paused and said, "Oh, it's to make life more miserable." I get it now.
Money! And thank you!
Hello! Check email (and spam) with a business offer (Gglot)
Glad i found this channel 1:10 this part lmao
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Money.
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I've been around the market long enough to know that these ups and downs can still prove to be highly beneficial, time and again I've seen people use these windows of opportunities to make millions and set up for retirement, I just don't know how they did it.
Salut Comment faire pour entrer en contact avec toi?
I love the grounded reality of this channel… TA is all well and good but I find it truly baffling that all major crypto youtubers just look at pure TA and completely ignore the bigger narrative of why BTC is pumping and why the future outlook might not be as rosy as it seems. It's kinda irresponsible to ignore the fact that each ETF launch so far has caused a major dump at the peaks of BTC. We were already on shaky footing with historically low volume and almost pure whale pumps, narrowly avoiding a long-term bear market.This is the worst possible time in history to invest as so many don't back up their crypto assets.More emphasis should be put into day tradiing as it is less affected by the unpredictable nature of the market.I have made over 1.8btc from day tradng with Randy Philip, insights and signals in less than 2 weeks, this is one of the best medium to backup your assets incase it goes bearish.<The fact is, BTC is the future of crypto and the questions traders ask themselves now if this is right time to invest? before jumping into conclusion i think you should take a look at things first.. while others still continue to trade without the fear of making lose, others are being patient. it all depends on the pattern with which you trade and also the source of your signal's. You can reach Randy on ͲeIєɠɾαm (@Randy_philip) He runs program for investors/newbies who lack understanding on how trading Bitcoin work's
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Money! Good vid Tommy keep up the good broskie
MONEY!!!!
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Otro Palo mi hermanin!!!! Yo vivo con ingreso controlado AKA "fixed income" pero estoy aprendiendo como llegar Al proximo Nivel con mi Money, la cojiste? Gracias por otro video educativo, peace desde Pennsylvania. ACE
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Moneyy. And I have a question I just moved out my house moved to a different state and have been providing for myself now and I’m making pretty good money in a sense because inflation is bad is it good to live paycheck to paycheck and have a little emergency fund then just dump the rest of your profits in stocks also I don’t mind living like this for awhile being poorer then the avg person teaches you a lot of things and I think I can accept being a student of life for a little while?
Tommy it ain't funny
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Silver, Gold, and currency should be the first line of defense against inflation wait for the major pull back then buy
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Bunch of other financial channels saying sell all assets and valuables hold on to Gold only we are on the brink of the biggest recession/depression of our time and we're possibly facing world war 3 and possibly the US faking another major event !
Money ty
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money $$$$$$$
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