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Ptf
Party time flexible…(read more)
LEARN MORE ABOUT: Thrift Savings Plans
REVEALED: Best Investment During Inflation
HOW TO INVEST IN GOLD: Gold IRA Investing
HOW TO INVEST IN SILVER: Silver IRA Investing
The United States Postal Service (USPS) employs thousands of City Carrier Assistants (CCAs) who work tirelessly to ensure that mail is delivered promptly and accurately to households and businesses. As a CCA, it is important to consider retirement planning and the Thrift Savings Plan (TSP) in particular.
The TSP is a federal retirement savings plan that was established by Congress in 1986 for federal employees, including USPS workers. It is an excellent way to save for retirement, especially since it offers low fees and great tax benefits.
As a CCA, you have the opportunity to contribute to the TSP, which is a defined-contribution plan. This means that you and your employer (the USPS) contribute to the plan on your behalf. The contributions you make are pre-tax, which means that they are deducted from your pay before taxes are taken out. This tax-deferred status allows your money to grow tax-free until you withdraw it in retirement.
The TSP offers several investment options, including government bonds, corporate bonds, and stock market indices such as the S&P 500. Before you can start contributing to the TSP, you must complete a Beneficiary Designation form so that your beneficiaries will receive your TSP account in the event of your death.
When it comes to retirement savings, it is important to remember that time is on your side. The more you contribute to the TSP, the better chance you have of building a substantial retirement nest egg. With the TSP, your investments can grow over time, and you can enjoy a financially secure retirement.
Additionally, the TSP offers a variety of withdrawal options when you are ready to retire. You can choose to receive your benefits as a lump sum or as ongoing monthly payments. You can also choose to leave your funds in the TSP and withdraw them gradually as needed.
In conclusion, as a CCA it is important to consider retirement planning and the TSP. The TSP is a great way to save for retirement, with low fees and great tax benefits. By contributing to the TSP, you can grow your money over time and enjoy a financially secure retirement. Keep in mind that time is on your side, so the more you contribute, the better chance you have of building a substantial retirement nest egg.
FYI-New contract states 2yrs+3 pay periods when converted to PTF.
I’m A PTF
is there a Roth IRA option?
Nick how are you doing.
I have a question, after your break in service do they automatically give you 50 cents raise
I was told 3 weeks I would get an email about orientation but I haven’t heard anything. Should I try to contact or maybe talk to the post master? What should I do if there is anything to do?
Nick … a video on gear plz ? Specifically what kind of gloves are you using ? Best gloves you’ve found to stay warm and be able to finger mail ?
5% to start with a 1% increase every year.
From people you've talked to… Do you know how long it takes most people on average to go from PTF to FT Regular?
Also I saw mention once some other office wanted you to transfer.
So can you transfer to another office closer to your house as a CCA if there is an opening? But you have to start at the office they assign maybe?
Its only smart to put up money for yourself in the future. So you can have a comfortable life in retirement
Once you make regular they automatically start you out at 5%
This morning, I saw a CCA on my street delivering mail with a supervisor. Is that a common thing?
I had fingerprint in 4 times and they took me almost 6 months, they didn’t respond me when I was keeping texting them in 6 months, I called them, they didn’t picked up my phone too, when I drove there an hour to asking them but they said someone work on my CCA already then they must me reapply but that is not CCA. I felt they wasted of my time a lot! I don’t think usps is professional. They wasted of my time a lot! ( 6 month! )
You were talmbout slipping on ice, bro today I almost fell on dog poop I slipped on and thought about how funny and groddy that woulda been.
i need all those ring footages of me slipping. so i can delete them LOL
Lucky you get those hours. In Chicago we’re lucky to get 8. At least we’re I’m at. You don’t have spikes for your boots ?
Kinda sucks I gotta wait 2 years until I can get access back to my TSP. If ur a vet and already have one it'd be nice to get access back sooner
Your excited. Breathe bud
Instagram: @nickventi
So that tsp come b4 career or when you become career? !!