It’s official! The I-Bond 9.62% interest rate was just announced by TreasuryDirect & this video – I-Bonds Explained: I-Bond 9.62% Interest CONFIRMED HOW MUCH COULD YOU EARN – will walk you through:
1) How much interest will you earn during your first 12-month-holding period if you purchased your I-Bonds between November 2021 & April 2022
2) How much could you earn during your first 18-month-holding period depending on where inflation is headed (if you purchased your I-Bonds between November 2021 & April 2022)
3) How these numbers change if you purchase your I-Bonds between May & October 2022
And in the very end, I’ll talk about all the ways you can buy I-Bonds for your portfolio via TreasuryDirect
I Bonds 9.62% rate is the highest semi-annual inflation rate since I-Bonds were first introduced in 1998. If you’ve been pondering questions like:
– What is an a I-Bond?
– Should I buy I-Bonds in 2022?
– Should I buy I-Bonds now or wait?
– Or even more specifically, should I buy I-Bonds in May 2022?
– I-Bonds how to buy?
I’ll cover that in this video so watch on!
TIME STAMPS
0:00 Intro
1:35 I-Bond 9.62% Interest Calculation
2:44 I-Bond Nov 2021 Thru April 2022 Buyers
7:59 I-Bond May 2022 Thru Oct 2022 Buyers
10:20 How To Buy I-Bonds
WATCH NEXT
⭐ 2022 November I-Bond Rate Prediction:
⭐ How To Buy An I Bond (step-by-step tutorial) via TreasuryDirect:
#jenniferlammer #firstgeneration #bonds
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Hi, your vedios are really great, quick question if I bought an ibond in August 22 can I buy more in January 23 or wait till August 23
You should update the video now that the July CPI-U numbers are in… and below even your lowest projection.
I'm not the brightest bulb, however, I did alittle research & took what I could tolerate and purchased at the end of April 2022 to capture the full month & enjoying going into 9.62%.
Glad I found your videos.
My wife is planning to buy 10K on 7/28/22, then gift me 10K after 1/1/23. Do you think 7/28 is cutting close for her purchase? Need to grab that 11/2022 rate!!
not so silly question, you mentioned iBonds arent taxable if used for educational expenses, would that include paying on existing student loans? Thanks and keep the videos coming!
I'm down 10% in 401k.
It's now in a stable fund getting. .04%.
Would it make any sense to take a loan for a couple thousand and buy I bonds?
Love your videos. Could you make one about paying taxes on the interest annually or at the end of the bond when you sell? Pros / cons by? Potential costs…if possible.
What happens if I buy in August? Does the interest still calculate in the semi annual rate at that time or will adjust with the new rate after november
Thanks
I have a joint trust with my wife, I also have one in my name only. Can I buy one for both accounts. I already bought one in our joint account, but since both trusts follow my social security number, I didn’t know if it would be allowed. Both trusts are titled differently though. Thanks!!
Like your Website & DiY help. On MacLaptop login, why only this site forces OTP OnlineTyping Pswd Keyboard for entering Pswd only. How to get rid of that ? LogIn from iPhone possible ? Thanks.
It seems that the charts on the treasury website are inaccurate. The composite rates from 2022 to 1998 were between 9% and 13%?? I don"t think so. The graphs appears to be more accurate and doesn't match the chart. Scary that I would rely on the fed for anything.
Approximately what percentage is taxed when I cash out my I bond?
Thank you for posting this video. The last time bank gave me 10% interest was during jimmy carters administration … Why not taking this offer and not worry how long it lasts !
I'm so glad I found your videos! I am interested in buying I-Bonds. Would it still be worth it, if I buy less than $10,000 in I-Bonds? I'm aware my return will be much smaller, but is this only suitable for larger investments?
Do you have any info on best IRA gurentee annuity rates
Are ibonds tangible to person who purchases them ?
Finally someone who can explain things clearly and directly without taking 20 minutes! Subscribed!
Jennifer, Thank you for all of your videos. One question and I hope you can help. I purchased $10,000 of I bonds in November when the interest rate was 7.12%. Now, 8 months later, my account only shows that I have accumulated $236 of interest. I would expect $356 for the first 6 months alone. Any idea why? I've email Treasury Direct but no response.
If we redeem the I bonds after full 5 years, will we get the interest earned on principle money? Or do we need to wait till it matures after 30 years to get all the interest?