▸▸▸Enroll in our 365 Days to F.I.R.E. Program! – Enrollment is now open for our class of 2024, 365 Days to F.I.R.E. program! As part of the program, you will get to attend our 2024 meetups in Portugal (with more than 500 people attending the meetups this year!), get assigned daily FIRE tasks to complete, participate in live monthly Q&A sessions with us, be broken into smaller accountability groups with other people in the program, attend quarterly book club meetings, get personal coaching from us (for those in the coaching plan) . . . and more!!! Enroll today!
▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!
▸▸▸Enroll in our FIRE Master Class: This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!
▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!
▸▸▸Follow us on Instagram:
Our Rich Journey – Our Top ETF Investments for Dividend Income and High Returns to Retire Early: When investing in the stock market, your investments can bring in income through 1) capital gains; 2) interest; or 3) dividends. In this video, we’re focusing on dividend income! Want to learn more about how to invest for dividends? If so, this video is for you! We talk about all-things-dividends! We even discuss our top four picks for investments that provide high dividends (and capital gains)! Check out the video and explore whether high yielding dividend investments could be a good addition to your portfolio!
▸▸▸Check out some of our other videos!
How We Reduce or Avoid Taxes With Tax Efficient Investing | See Our Portfolio (Ep. 5):
How We Became Millionaires with Index Funds | Vanguard, Schwab, & Fidelity:
ETF vs. Index Funds | Our Investments for Financial Independence (FIRE Investing):
Financial Norms Destroying Your Wealth – We Broke Them to Retire at 39 As Millionaires:
Financial Minimalism – A Strategy to Retire Early (FIRE Movement):
▸▸▸PLEASE SUBSCRIBE:
If you like our video, please make sure to “like” the video and subscribe to our channel. We post one video a week related to our journey towards financial independence, including making money, saving money, and investing money. Make sure to check out all our videos and . . . join the journey!
DISCLAIMER:
We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won’t experience any loss when investing. Always remember to make smart decisions and do your own research!
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.
#FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly…(read more)
LEARN MORE ABOUT: IRA Accounts
INVESTING IN A GOLD IRA: Gold IRA Account
INVESTING IN A SILVER IRA: Silver IRA Account
REVEALED: Best Gold Backed IRA
Title: Our Top ETF Investments for Dividend Income and High Returns to Retire Early
Introduction:
Retiring early is a dream for many individuals seeking financial independence and time freedom. Building a reliable income stream through dividend investments can be an effective strategy to achieve this goal. Exchange-Traded Funds (ETFs), with their diversification and low fees, offer an ideal investment vehicle to generate dividend income and high returns. In this article, we will explore our top ETF picks for investors seeking to retire early.
1. Vanguard Dividend Appreciation ETF (VIG):
VIG invests in a diversified portfolio of large-cap companies with a record of increasing dividends over time. The focus on dividend growth ensures a stable income stream, while the broad market exposure mitigates risk. This ETF is an excellent choice for long-term investors looking for reliability and compounding returns.
2. iShares Select Dividend ETF (DVY):
DVY targets high dividend-paying companies, primarily focusing on mid-cap stocks. With a current yield that is considerably higher than the average market return, DVY delivers an attractive income stream. Investors seeking dividends traditionally stable even during market downturns may find DVY an excellent choice.
3. SPDR S&P Dividend ETF (SDY):
SDY tracks the performance of the S&P High-Yield Dividend Aristocrats Index. This index consists of U.S. companies with a minimum of 20 consecutive years of dividend increases. SDY offers a combination of stability and dividend growth, making it particularly appealing to retirees looking for consistent income.
4. Invesco QQQ Trust (QQQ):
Although not a traditional dividend-focused ETF, QQQ offers investors exposure to a portfolio of 100 of the largest non-financial companies listed on the NASDAQ exchange. Many of these companies, such as Microsoft, Apple, and Amazon, are known for consistently growing their dividends. QQQ combines the potential for long-term capital appreciation with a modest dividend yield.
5. Schwab U.S. Dividend Equity ETF (SCHD):
SCHD invests in high-quality U.S. companies that have a consistent track record of paying dividends. It places an emphasis on fundamental metrics such as cash flows, earnings growth, and dividend history. The broad diversification, low expense ratio, and competitive yield make SCHD an attractive option for investors looking for reliable dividend income.
Conclusion:
Investing in ETFs can be a smart and efficient strategy for generating dividend income and high returns to retire early. The aforementioned ETFs – Vanguard Dividend Appreciation ETF (VIG), iShares Select Dividend ETF (DVY), SPDR S&P Dividend ETF (SDY), Invesco QQQ Trust (QQQ), and Schwab U.S. Dividend Equity ETF (SCHD) – represent a diverse range of options based on specific investor requirements and risk appetite. However, it is crucial to conduct thorough research, review the ETF’s investment strategy, and align it with your overall retirement goals before making any investment decisions. With the right ETF investments, disciplined saving, and long-term approach, early retirement dreams can turn into a well-deserved reality.
▸▸▸ https://www.365daystofire.com/
Enrollment is now open for our 365 Days to F.I.R.E. Program
Sign up and get:
◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program
◼ Daily F.I.R.E. Actions
◼ Monthly Live Q&As
◼ Small Accountability Groups
◼ Quarterly Book Club
◼ 3 Meet-ups in Portugal
◼ Private Facebook group
◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources
◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni
AND, for the Plus Coaching Option
◼ All of the above AND
◼ 365 days of email support: Email us your questions throughout all of 2024! We’ll answer your individual questions!
◼ Monthly Plan Reviews – Send us your baseline plan, stock investing plan, real estate investing plan, saving money plan . . . each plan you work on each month(!!!!) and we’ll send you our feedback!
◼ Additional invites (to bring additional guests) to our meetups on Portugal!
To learn more and enroll NOW, go to: https://www.365daystofire.com/
Thank you so much for making this video. It was easy to understand. I'm also glad you guys were able to retire early
Love your videos educational motivational and straight to the point keep them coming.
Some great information, I do have already a few of these funds.I was hoping you could have defined what is a “high” yield to you. A actual number. Based on the etf’s mentioned I’m guessing it’s around 3 – 3.5%
Could I use a high dividend etf to invest those dividends into VTI?
I have stopped getting your videos on YouTube even though I am still subscribed to you channel.
This seems like the worst period.
Even the market are now very unpredictable. Started investing recently when the market prices were a bit high,today I am more than 60% down!
Great information- New here. Do you have any videos on REITS? Thank you for the education!
I like your videos ! You are awesome.
How much money should one invest into ETFS/ Index funds monthly?
but why vym instead of the mutual fund versoin vhyax?
What is the point of having ETF's with overlapping FUM? You're doubling or even tripling up on the same companies in the US by investing in these different ETFs resulting in concentration risk. It makes more sense to have one ETF for the US and then invest in international dividend ETF. Of course, the international divided ETF is to be domiciled in the US
For tax purposes is it better to have those types of etfs in a roth ira account or a tax brokerage account?
This whole damn thing is being held up by toothpicks! Mortgages, car loans, home-improvement loans, credit cards have increased in interest and now we add the increase in gasoline, groceries, rent, goods and services, heating for this winter are way up and the Fed is talking about another 3/4 interest rate in November. All the wheels on this wagon are wobbling and it won’t take long for them to come off as consumers are scaling back figuring they are not going to make their budget. Just look at the savings in banks that are crashing and the credit card debt is soaring and once that’s maxed out there will be severe cutbacks causing layoffs and stifling pay increases. This is a slow tumbling train wreck that is coming. We have trouble with China, North Korea, Russia, Iran and Ukraine war that we’re justifiably supporting. Saudi Arabia are cutting back 5 million barrels of oil forcing higher prices on crude. I think the Fed has overestimated what’s going to happen this winter to the middle and lower class citizens that are spending 100% of their income to survive. Take a look at the FRED chart showing the savings plummeting to where they were in 2008. The only wiggle room they have is to put it all on debt to keep up their lifestyle until there’s no more credit left. Common sense will tell you that this house is on fire while everybody is partying inside.
I’m 28 and just started my journey and I even opened my 2 yr old a account. Growing up in the hood the adults didn’t talk like this so Thanks for the help. Y’all make a great team.
I’m 28 and just started my journey and I even opened my 2 yr old a account. Growing up in the hood the adults didn’t talk like this so Thanks for the help. Y’all make a great team.
JUST FOUND YOUR CHANNEL
I was very surprised that they did not even mention dividend growth, which is at least as important as the dividend rate and if you are investing for income, more important than the capital appreciation over the last ten years.
I invest in individual dividend stocks and SCHD!
Thank you can you tell me if my Vanguard investments should be ok I have received -mail from my broker and it looks like there charges to me are concerning?
Nice video. I planned to invest in VTI, VYM, and SCHD before seeing this video. Great returns!
Those are good ETFs but the dividends are really low. I have Jepi, Sbr, Bst, Bstz and Divo. I matched my pension amout with these and they all have capitol growth.
can we get an update on your high dividend portfolio?
i LOVE YOUR CHANNEL, and tracking your progress.I referred my daughter and friends. Much success. Are you worried about gas and oil performance in your ETF? It appears gas and oil are headed south and going down because of Renewable Energy and EVs / batteries?
You do know that market has gone nothing but up for 10 years
The smile on his face when she says retired before 40 says it all! Congratulations to you both.
Any updated video on this subject for 2022?
Hi Amon & Christina, that was another great video! Do you guys have any experience with the rule of 72(t)? Can you continue to buy stocks, etc in your account after initiating this rule? Thx!
If I have limited of cash which one should I invest in, total stock market VTI-FZROX or VYM for income and growth ?
Is there such thing as a growth dividend paying ETF? Any suggestions?
How does capital/income taxes work if you buy dividends on an IRA?
Are these return percentages per share??
Are these etf helpful for compound interest benefits ? Does mutual fund also helps in compound interest benefits ?
As always great video! With your Dividend funds do you allocate them to your overall percentage for your total stock portion of your portfolio? Thanks
Great video. What do you consider a high expense ratio? My guess was to stay under .5%. What do you think?
Are you selling shares when you need income or are you taking the dividends monthly/quarterly/yearly as income? so you are actually taking a capital gain or loss. Unclear why this is better than selling a stock etf
Do these funds you discussed have a minimal investment requirement. Thank you would appreciate you responding back.
Amon always has the coolest tee shirts!
Thank you so much for this videos! I really learn a lot and I have been improving my investment thank to both of you so thank you for all your hard work on this this videos 🙂
You always talk about investments in Vanguard, what about investing in Index funds and ETF’s in Fidelity for new investors.
wait so u get a payment from dividents and a payment from APY?