Stretch IRA.mov

by | Aug 28, 2022 | Spousal IRA | 2 comments

Stretch IRA.mov




Learn how to maximize your IRA benefits to your beneficiaries.
By, Kyle Krasa, Krasa Law. Pacific Grove, CA

“These “lessons” are for general information only.  Watching these lessons does not create an attorney/client relationship.  You should consult a qualified attorney licensed to practice law in your community before acting on any of the information presented in this video. ”

“IRS Circular 230 Notice: To the extent that the video concerns tax matters,
the information is not intended to be used and cannot be used by a taxpayer
for the purposes of avoiding penalties that may be imposed by law.”…(read more)


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2 Comments

  1. ncooty

    The benefits of deferred taxes seem over-rated. Withdrawals are subject to income tax rather than capital gains tax. So, the stretch doesn't seem especially appealing except that it allows more time than the 5-year rule to extract the money within a given tax bracket. If I reinvest distributions in an ETF, I'd still get compounding interest (without 1099-DIVs) that's eventually taxed at the capital gains rate. That's the more interesting decision, I think.

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