Life is About to Get Very ….
🔥 Sign up for Azul’s Newsletter:
🔥 Follow Azul on Twitter:
💲 NEED FINANCIAL ADVICE? 💲
1) Google “fee-only financial adviser” or visit www.NAPFA.org (largest association of fee-only financial advisers). NOT an affiliate link
2) The first question to ask any financial adviser is, “Are you a fiduciary to me 100% of the time”. Get the answer in writing
3) Please note that some people call themselves “fee-based”. This is NOT the same as fee-only. Fee-only advisers have committed to being fiduciary to you 100% of the time.
4) Personally, I would only hire an adviser who is a fiduciary to me 100% of the time. This is not a suggestion on what you should do. Just sharing my personal preference.
⚠️ Azul’s “Scammer” Warning ➡ PLEASE READ! ⚠️
Be careful of scammers. In the comments section, I will NEVER ask you to contact me, offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters ‘ask’ for investment help, and later, other comment bots reply with “how great X idea/investment/person is” in the replies. These are scam threads. Do not fall for them.
🚨 Azul’s VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer) 🚨
This information is only provided as an informational resource and should not be viewed as investment advice or recommendations. To get professional financial advice from a fee-only financial advisor near you, please visit www.napfa.org.
The decisions on how to invest, when to retire, and other financial planning topics are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make this decision. Ideally, from a financial adviser, AND a CPA AND an attorney. Having the perspective of all three professions will help you make the right decision for you and your family.
This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and may NOT be suitable for all investors.
This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
Spoiler Alert: There are no “get rich” programs. Rather, just basic blocking & tackling and putting in time and care. Do your homework, choose wisely and (IMHO) work with experienced professionals who are fiduciary to you 100% of the time….(read more)
LEARN ABOUT: Investing During Inflation
REVEALED: Best Investment During Inflation
HOW TO INVEST IN GOLD: Gold IRA Investing
HOW TO INVEST IN SILVER: Silver IRA Investing
In the midst of a rapidly changing economic landscape, there is a lot of uncertainty about what the future holds for inflation, mortgage rates, the economy, and the stock market. As the world continues to grapple with the ongoing COVID-19 pandemic, there are a number of factors at play that will likely impact these key aspects of the financial world in the coming months and years.
One of the biggest concerns for many economists and financial experts is the potential for inflation to spike in the near future. The unprecedented levels of government spending and monetary policy measures implemented in response to the pandemic have raised fears of runaway inflation. While moderate inflation can actually be beneficial for an economy, excessive inflation can erode the value of savings and hinder long-term economic stability.
Another area of interest for many individuals and businesses is the trajectory of mortgage rates. Historically low interest rates have been a significant driver of the housing market in recent years, but there is growing speculation about when and how quickly rates may rise in the coming months. Rising mortgage rates could have a major impact on the affordability of homes and the overall health of the real estate market.
In addition, the overall state of the economy is under close scrutiny as the world continues to navigate the fallout from the pandemic. The pace of economic recovery, the impact of government stimulus measures, and the potential for new waves of COVID-19 infections all present significant challenges and unknowns for the months ahead.
Furthermore, the stock market has been on a rollercoaster ride in recent years, with dramatic swings in both directions. The unprecedented levels of volatility have left many investors uncertain about the future direction of the market. While some see opportunity in the market’s unpredictability, others are wary of the potential for significant downside risk.
Looking ahead, there are a number of potential scenarios that could play out in the coming months. If inflation remains in check and the economy continues to recover at a steady pace, mortgage rates may remain relatively stable and the stock market could continue to see growth. However, if inflation spikes and the economy falters, mortgage rates may rise and the stock market could see increased volatility.
Ultimately, the future of inflation, mortgage rates, the economy, and the stock market is uncertain. As such, it’s important for individuals and businesses to stay informed and adapt to changing conditions. Consulting with financial advisors and staying abreast of economic trends can help individuals make informed decisions and navigate the challenges and opportunities that lie ahead.
I have just gone in all cash to make gauranteed 4-5% in fixed income for 2024… selling all my stocks now and I’ve had no bonds for over a year.. I’m in all cash right now for 2024…. I’m comfortable with CDS at 5% for the next 12 months…
most americans feel we are in a recession becuase of the massive inflation the last few years…. inflation out paced middle and lower class people which are the majority.. those people have been in a recession feeling for a year or more… cutting back due to inflation.. cutting back is a recession feeling…
Government can't spend it's way to prosperity. Now get happens as much as they try.
The wisest thought that is in everyone's minds today is to invest in different income flows that do not depend on the government, especially with the current economic crisis around the world. This is still a good time to invest in gold, silver and digital currencies (BTC, ETH…. stock,silver and gold)
Azul Wells' insights have been a game-changer for me! His practical approach to financial management has empowered me to take control of my money and work towards a debt-free life and a fulfilled retirement.
If you look at the research since 1950, election years always have a stock market that goes down.
Explain to me if inflation is going to be down and interest rates are dropping why won’t food prices come down too? Gas prices have come down. So there’s no reason food prices should be so high other than greed. Ever notice when we have a balanced government the economy improves? That’s why are forefathers organized our government the way it is.
. INFLATION / DEBT ~ NO ONE IS GOING TO JAIL
35 TRILLION? ~ THEY WILL DESTROY OUR ECONOMY
THEY WILL PUT OUR SORRY ASSES IN WAR !!!
2024 ~ "AIN'T LOOKIN' GOOD!" BUY Au and Ag !!! Cajun
I like when you use a selfie stick to record your video. I found the videographer?s onstant movement and zooming in and out to be distractive that took away from your message.
What were you predictions for 2023, how did you do?
The only reason unemployment is low, is because people have to have two and three jobs to afford to live. Our economy is a disaster for the average American worker.
Nice work on the national debt Nancy and Chuck! We’re already in a recession. They just changed the way they calculated it. Food, cars and home prices are still unaffordable. If they decrease interest rates too soon housing prices will probably go even higher. Stock market seems artificially high to me at this point.
Inflation coming down to <3% means things will still be more expensive than they are right now. 3% more expensive every year.
They will eventually go after Religion, and tax them so hard bankrupting them.
Box of cereal is below $5 where I live. Dropped around one or two dollars. Big difference where I live.
HAPPY NEW YEAR AZUL. GREAT CONTENT. THANK YOU.
hi Azul, thanks for the great content in this channel. There is so much misinformation, fearmongering, and general garbage about finance on YouTube. Your channel is a breath of fresh air. I’m sure it’s not easy to run a channel like this and I just wanted to thank you for your effort. Have a happy New Year!
Great intel as always Azul. Although none of us have crystal balls to forecast stock market conditions, your advice sets us up well for what I hope is a robust 2024. Happy New Year to you!
My first day of retirement! I will be in Europe as much as possible! Holding real estate here in the states for 3 more years. Thanks for all your advice. You helped me pull the trigger.We as humans are adaptable.
Consider using a microphone so we don’t hear the cameraman breathing.
Yes, a whole lot of election year hocus pocus. The Fed will fudge a lot of numbers and give people pie in the sky.
In my opinion, a housing market crash is imminent due to the high number of individuals who purchased homes above the asking price despite the low interest rates. These buyers find themselves in precarious situations as housing prices decline, leaving them without any equity.
If they become unable to afford their homes, foreclosure becomes a likely outcome. Even attempting to sell would not yield any profits.
This scenario is expected to impact a significant number of people, particularly in light of the anticipated surge in layoffs and the rapid increase in the cost of living.
What was your prediction 1 year ago for today? Obviously not correct or you would have said so.
So why should i believe you?
I recognize the hardships that come with economic struggles like unemployment, job loss, inflation, housing market instability, political uncertainties, and the global impact of conflicts and wars. Making ends meet during such times can be incredibly challenging. To navigate this difficult period, considering alternative job prospects, enhancing skills through online courses, and expanding your network can heighten the chances of securing employment. Moreover, prudent budgeting, exploring available financial aid programs, and seeking assistance from community organizations can offer some relief. How are you currently tackling these challenges? Have you implemented any specific strategies to cope?
SPY to 600, then down to high 300s… but until then, ride the wave
Investing with a professional can be a smart move to help grow your savings for retirement. They can guide you on the best investment options based on your goals and risk tolerance. It's always good to have expert advice to make informed decisions.