Contribution Limits for 2022 | 401(k), Roth IRA, HSA

by | Sep 7, 2022 | Roth IRA | 28 comments

Contribution Limits for 2022 | 401(k), Roth IRA, HSA




All sorts of proposed tax increases starting next year, but can you at least contribute more to retirement accounts? We’ve got your first look at those new limits for 2022 coming up.

Article:

Have a question for the show? Call or text 574-222-2000 or leave a comment!

Want to speak with a Certified Financial Planner™? Visit or call 574-247-5898.

Find more information about the Wise Money Show™ at

Be sure to stay up to date by following us!
Facebook – ​
Twitter – ​
Instagram –

Want more Wise Money™?
Read our blog! ​
Listen on Podcast: ​
Subscribe on YouTube:

Mike Bernard, CFP® offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results….(read more)


LEARN MORE ABOUT: IRA Accounts

TRANSFER IRA TO GOLD: Gold IRA Account

TRANSFER IRA TO SILVER: Silver IRA Account

REVEALED: Best Gold Backed IRA


See also  Is a Roth 401(k) Considered a Qualified Retirement Plan?
Truth about Gold
You May Also Like

28 Comments

  1. Alex Rodriguez

    How much can I contribute to my " Roth 401k" ?.

  2. Alpine iBex

    What happens of you exceed the limit by a few thousand dollars? Thanks.

  3. Clueless Sam

    call me confused you show a chart that said i can contribute 19,500 and a other chart saying only 7,000 what gives lol

  4. maria sandra

    I watch several YouTube videos on how to trade in the stock market but haven't made any headstart because they are either talking some gibberish or sharing their story of how they made it and I do not want to make mistakes by taking risks in my own hands

  5. Jupiter G. Dickson

    Great content I must say. As a first time investor I started trading with Suzanne Stephens Ellis with $105,000 months ago, through her platform. Now I made over $325,000 trading with her just last month, Her professional strategies are excellent.

  6. Decipher Code

    I'm confused, I thought contribution limit is $6K per year, is it $6,500 now? What if you over contribute, does the IRS know about this and is there a "creative" way to add more without them knowing, I think it's helpful for us to know how to "trick" the IRS if we can because I need to save for my medical expenses for the future.

  7. John Alexander

    Unless your a high income earner. My limit for 401k is now set to 7% maximum. I was contributing 20% into 401k that’s a huge difference

  8. Xander

    If you have a ROTH 401k should you open up at ROTH IRA?

  9. Mark Hemmerle

    This is the part that's grinding my gears there's a total contribution limit for under the age of 50 from 58,000 to 61,000 why is there a total contribution limit now I've got to flip the page to something else cuz in less than 10 years I'll be maxed out hopefully they continue to raise it by 3K and it'll take me 18 years instead of 10 is there any way to check for history of increases on total limit

  10. Straitjacket Studios

    You can contribute catchup the YEAR you turn 50 correct? You do not have to actually be 50 at the start of the year correct?

  11. Ann Mitt

    Definitely matters who sits in the White House. Voting matters.

  12. Serrgio Wilson

    An increase to 401k contribution of $1k is cool to me. I'm that person whose been maxing his out for some years now and have enjoyed the gains of the market so I guess this will serve as another small win.

  13. basam nath

    How max 401k contribution limits for folks older than 50?

  14. Orion

    I'm glad to see the 401k and 457b plan contributions are increasing, although I wish there were no limits on the amounts that can be contributed.

  15. Joe B

    The IRA limits are indexed for inflation by law. The only way to increase the limit more is by an act of Congress.

  16. STOCKBOY7254

    Have a question?If i lost my job and have no earned income for this year.But have been trading and made money with stock options(Cap Gains) can I contribute to a Roth IRA?

  17. Jason Robbind

    Good job democrats just hurt the middle class more. Unbelievable!

  18. love life

    Wish I could contribute more to my 401k but I only make $27,000 a year.

  19. wjennin1

    Increasing these employer plans only pisses me off. A lot of small businesses don't offer a 401k, etc and those that work for them are significantly hamstrung by not increasing the limit of IRAs.

  20. Slim Dawg

    I wonder why they increased the total 401k total contribution limit to 61K when they are going to kill AFTER TAX contributions. The ONLY way I can think of would be a REALLY good MEGA company match. It does not make sense

  21. Louise Keziah

    Bitcoin is the feature investing in it now is the wisest thing to do now especially the current rise

  22. Eric Chan

    I am kinda ticked that the IRA contribution limits did not increase at all. Its been 3 years already since the last increase. It should be at $7K already.

  23. Slim Dawg

    Thanks for this breaking news. Can't wait to sync with my Korhorn CFP!!!

  24. eden terra

    It's clear to me that Big government wants to keep more of our money. Pay more taxes while we save less for retirement.

U.S. National Debt

The current U.S. national debt:
$35,943,554,220,297

Source

ben stein recessions & depressions

Retirement Age Calculator

  Original Size