Hi guys, gals, and non-binary pals!

Thank you so much for watching today’s video! If I said I was going to link something but I forgot, let me know in the comments!

Join me and start the 200 envelope challenge today! Here’s a link to a free matching Monzo pot cover!

Join the Budget with Ira Discord Server!

Here’s the main links:

Budget with Ira website:

Budget with Ira Etsy store:

Join BWI to get access to perks:

Support me on Patreon:

My Amazon Wishlist:

Tiktok:

Instagram:

Buy me a Coffee:

Budget Bestie form:

My Second Channel:

Connect with me!

My PO Box:
Budget with Ira
PO Box 2439
Salisbury
SP4 4AY

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Deals for Besties (I may get a small commission for some of these):

Get £15 off your first print order over £70:

Sign up to Monzo and make a card payment within 30 days for a £5 reward:

Check out Epidemic Sounds! Sign up using my code and get 10% off when you become a paying subscriber!

Use code BUDGETWITHIRA for 10% off at So Personalised It’s Perfect Etsy Store:

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

My Favourite Cash Stuffers and Budgeters:
Yasmine Camilla:
Iris Budgets:
Taylah Louise Budgets:
Black N Blue:

#budgetwithira #donttrustira #budgetsarecool

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Have you checked out Life in Envelopes? She is a massive inspiration to me and sells some beautiful planner stickers. You can check her out on these links. Use the code YOUTUBE15 for 15% off your whole order (excluding shipping):

Check her out Here:

#budgeting #budget #cashstuffing…(read more)

LEARN MORE ABOUT: IRA Accounts

TRANSFER IRA TO GOLD: Gold IRA Account

TRANSFER IRA TO SILVER: Silver IRA Account

REVEALED: Best Gold Backed IRA

I FINALLY Made Progress With This Savings Challenge!

Saving money can often seem like a daunting task. With bills to pay, expenses to cover, and unexpected emergencies popping up, finding the extra cash to put away for a rainy day can feel nearly impossible. However, after months of struggling to make headway on my savings goals, I am thrilled to announce that I have finally made progress with a savings challenge that I set for myself.

For me, the key to success was creating a specific and achievable savings goal. Instead of just saying I wanted to save more money, I set a specific amount that I wanted to save each month. I also made sure to break down this goal into smaller, more manageable pieces. By setting weekly savings targets, I was able to track my progress more easily and stay motivated to reach my ultimate goal.

Another strategy that helped me make progress with my savings challenge was automating my savings. I set up a direct deposit from my paycheck into a separate savings account, so that the money was taken out before I even had a chance to spend it. This way, I was able to save consistently each month without even thinking about it.

Additionally, I made some changes to my spending habits in order to free up more money for savings. I cut back on eating out, canceled unnecessary subscriptions, and shopped around for better deals on things like groceries and utilities. By being more mindful of where my money was going, I was able to redirect more of it towards my savings goal.

Finally, I found ways to make saving money more enjoyable. I set up rewards for myself for reaching certain savings milestones, such as treating myself to a nice dinner or a small shopping spree. I also took the time to educate myself on personal finance and investing, which helped me feel more confident in my ability to manage and grow my savings.

Overall, I am thrilled with the progress I have made with my savings challenge. By setting specific goals, automating my savings, reducing expenses, and finding ways to stay motivated, I was able to make significant strides towards building up my financial security. I now feel more confident in my ability to handle unexpected expenses and work towards achieving my long-term financial goals. Saving money may not always be easy, but with the right strategies and mindset, it is definitely possible to make progress and secure a brighter financial future.