21 Comments

1. 

   WayneKrane on September 29, 2022 at 5:43 am

   My parents won the real estate lottery. They sold their house right before the 08 recession. Bought a house when prices bottomed out and then sold that house to buy a new house right before the pandemic. That house has now tripled in price. Meanwhile I’m struggling to afford a one bedroom apartment and I make okay money. Their mortgage is less than my rent :/

2. 

   RLRandMKR on September 29, 2022 at 5:43 am

   I got mine to 1.9% for fifteen years…. payment went up about $40 a month, but the backend… ooh that sweet sweet amortization table is fire.

3. 

   pr1ap15m on September 29, 2022 at 5:43 am

   i was under the impression that this sub was about poor choices not good one

4. 

   Firm_Negotiation4332 on September 29, 2022 at 5:43 am

   2.8% at $300k

5. 

   AIR_Wolf_222 on September 29, 2022 at 5:43 am

   150k 2.49% here

6. 

   HeyModsSMD on September 29, 2022 at 5:43 am

   2.625% 30 yr refied oct 2020 <80% ltv

7. 

   Googs22 on September 29, 2022 at 5:43 am

   Fuck you all

8. 

   studybreak15 on September 29, 2022 at 5:43 am

   I refinanced in Oct 20’ from a 30 year 4.x% to 18 year 2.99% 450k loan

9. 

   Ed-Sanz on September 29, 2022 at 5:43 am

   You guys are buying houses? 

10. 

    leli_manning on September 29, 2022 at 5:43 am

    2% for a 800k house that was 400k a year ago. 

11. 

    Numerous-Afternoon89 on September 29, 2022 at 5:43 am

    15 year, 1.875%, did not buy points. Payment went up $78.

    The lifetime interest on my $215,000 refi is 30k.

    For reference, when i bought my home for $235,000 with a 4.5% on a 30 year, it was something ridiculous like 250k in lifetime interest (this number may have included PMI, unsure tho)

    Feel bad for those who didn’t buy a house to open a grow room in the basement, all of you that followed the law and played by the rules got screwed

12. 

    YTChillVibesLofi on September 29, 2022 at 5:43 am

    Paid off house master race reporting in.

13. 

    UnfinishedThings on September 29, 2022 at 5:43 am

    I’m in the UK watching our economy go to ruins at the moment.
    I took out a 10yr fixed rate mortgage in 2019 at 2.25% so were paying about £800 a month.
    The cheapest rate the same company offer now is a 4.82% for a 5 year mortgage which would be £1100 a month

14. 

    Gods-Greatest-Sin on September 29, 2022 at 5:43 am

    My dad was so pushy that I’d get a house and after telling me over and over, i finally did back in 2020 , so glad he did that!

15. 

    AshFromTheStands on September 29, 2022 at 5:43 am

    Allow me to join the circle jerk: 6.75% on $550k.

    And now, on to the boat!

16. 

    TemporaryLikeSadness on September 29, 2022 at 5:43 am

    2.75% for 20 years, so pretty close.

17. 

    bbjackson on September 29, 2022 at 5:43 am

    5.1 on $450k house. Just sent it. Will work out in long run.

18. 

    AeFip on September 29, 2022 at 5:43 am

    This is 100% why the housing market will not crash. It may come down 20%, but crash…. fuck no. Nobody in the right mind is selling a house with a 2% rate and buying a new one with a 6.75% rate. I predict a housing shortage and new record housing highs in ~2 years. HODL your house.

19. 

    Invisible_Ray on September 29, 2022 at 5:43 am

    Ayy

20. 

    PsEggsRice on September 29, 2022 at 5:43 am

    Nice to know I’ve done something right.

21. 

    theummeower on September 29, 2022 at 5:43 am

    My brother is a first time buyer and I think he locked in at 3.75. Not the best but hell a lot of better than now.