Meet “Cap” Retired Early living on Small Pension and Disability

by | Oct 1, 2022 | Retirement Pension | 30 comments

Meet “Cap” Retired Early living on Small Pension and Disability




In this video Cap and I discuss his journey of coming to the Philippines and the events that led up to his early retirement. His feelings on living here in the Philippines and his how is well being is living here now.

We are a Fil Am couple sharing our lives between living in Texas USA and Panay Island Philippines. We share dealing with two different cultures, building our solid concrete cast in place home beach side and exploring/ seeking new things. We hope you enjoy and join to be a apart of a bigger family here on this channel.

Thank you for being apart of our channel and lives.
James and Melinda

jamesray080808@gmail.com…(read more)


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30 Comments

  1. Annie Soucek

    Filipinos living in some places of the Philippines that has no foreigners will stared at you because they wonder why you would wanna be in this poor part of the world. We Filipinos are so ashamed of ourselves. We barely get by day by day. So therefore when we see foreigner in our neighborhood we feel happy at the same time ashamed of our living situation. Happy specially when a foreigner is white because they are good looking like Jusus Crist walking.

  2. Dave Wood

    Love the video. Been coming to the Philippines since our honeymoon in 1977. I had initial problems with being stared at and being called "Joe" when I'm actually a Brit. However, once the kids arrived, the pressure was off me and all the attention went to them which they loved. It's a great place to stay and I would love to live there 6 months a year. Hey Cap, I hope you're doing well healthwise, mate.

  3. Jose Borbe

    Happy to see a lot of foreign people now is behaving to choose to live in our country..
    There's still a lot didn't know how to live a simple life yet
    the freedom of luxury life can still be experienced here,, So glad that people like you embrace our culture, most especially the weather,,, so sad that climate change erased what Filipinos enjoying during
    Christmas season,,, it's to cold
    here when December has come.,as if there was a snow
    fall like in your country,,,, GOD BLESS you guys, and take care.
    Don't hesitate to ask for a help
    if needed a Filipino generosity.
    We never asked for a change or
    payment unless you did,,,,

  4. roy leverette

    Proud of you, live your life to the fullest and be happy….life is short and I am planning…..I was in the country 1975 and 2016….love it

  5. Gus Camp

    Living a dream that’s all we strive for in life.

  6. James Edwards

    Think of the looks I get when I land my JetRanger helicopter near a province and explore on foot, handing out 1000 notes as good will. Nope not all expats are poor.

  7. Eddie Guevarra

    Nice stories about how you foreign retirees decided to live in the Philippines and being like a Pilipino.

  8. Rotchelle Halvorson

    Wish australia allows pensioners to live in the other country,unfortunately you're just allowed to live out of the country for 6weeks,more than that you're pension will be cut off.

  9. Roy Dineen

    HI im Roy and im 64 years old soon to be 65… i receive ssd every month and was wondering what the cost of living would be there beeing that im alone.. all id need would be a small apartment… i never use to much lights… i been wanting to go to the philippines for a while now… id like to know where to start and how much it would be to get me there…i own my home here in the USA and im in the Northern NY area….. hope to hear from you

  10. Notnelc8 Quil

    Will would love to see him in 5 yrs

  11. Mary Ann komo

    I'm from iloilo too, I'm married and my husband just retired, he is Caucasian too. Looking forward for him to visit Panay island soon. I will definitely take him to esplanade.

  12. RichBay 3

    I watched this whole video , and I learned a lot of useful information.

    Keep your channel going
    God bless.

  13. Pinoy California

    Retiring in the Phil is the best thing u did! Cheap and they will take care of u. Or u can stay in the USA at convalescent center

  14. Aseret Aretrom

    MRI tests and CT scan in the Philippines is just almost 50$ and in U SA it’s $5k

  15. rov vt

    has to, living in meriKa probably the whole west is HELL. TH probably better.

  16. Hoobey Doobey

    I may travel to your city next year with a Filipina I know who lives in Canada when she visits her aunt there. I've been to Olongapo (Navy) in the early to mid 80s, so looking forward to seeing how developed it's become, plus looking forward to the sights, sounds, smells, and hopefully the food I remember.

  17. Glen Osborne

    Glad to hear another similar accent there. I hope to be there soon in Mindinao. Blue eyes is why they stare. The food is wonderful. I had the same experience with foreigners there but I eventually figured out they were most often European and Aussies and we can only imagine what nefarious things they might be there for. Everytime I tell someone here in the states that I have a Filipina fiancee I immediately in the same breath feel obligated to tell them she's not in her 20's, she is in her 60's just like me. 47 years as an industrial electrician and more aches and pains than one could imagine and my knees are shot and will eventually need to be replaced. SRRV is my next step.

  18. Bots Hawayashi

    ALL I CAN SAY IS IT'S MORE FUN LIVING HERE IN OUR COUNTRY,, THE PHILLIPPINES….. I THOUGHT IT IS MORE CHEAPER HERE THAN ANY OTHER COUNTRY….I SAW A LOT OF FOREIGNERS HERE EASYLY BUYS A HOUSE AND LOT WHEN THEY CHOSED TO STAY HERE FOR GOOD MOSTLY THE PENSIONERS….I SAW IN A VIDEO IN A RICH COUNTRY LIKE AMERICA. THAT THERE IS A LOT OF PEOPLE SEEMS HELPLESSLY JUST LIVING IN THE STREETS WITHOUT A HOMES??? AND MOST VIOLENT THERE AS IF SÒMEBODY HARASSING ASIANS….

  19. rod dizon

    Good thing for ypu Sir, I am also want to go back to the Philippines. As soon as I get
    medically good I go there and stayed there for good. Spmetimes go around the Philippines
    and explored different Island.

  20. 501 Man

    When a foreigner is old and retired and handicapped, then maybe the Philippines is for him. It is not for someone healthy and young enough to travel. Not for an American who has a home that is paid for in the USA. Not for someone who has lifelong friends, relatives and is financially stable.

  21. ernesto catingub

    New subscriber and hope you enjoyed in our country. Watching from baguio city

  22. Foebe Is Life

    I was smiling the whole time O was watching. Very nice. Wish to retire back home soon. Fil-Am from IL.

  23. Aaron Crosse

    You don't see any Chinese are poorer than Filipinos because. Chinese people support their own kind. not like Filipinos, mostly politicians they don't support fellow Filipinos but of course they steal money from Govt. funds and going to their pockets !! every single one of them. they all corrupt for own interest.!!

  24. Mike Flair

    Great interview guys, two interesting friends having a chat. Philippines is an interesting country, but it is way too backward for me. It is a sad statement for America, that hard working midde class men can not even retire in their own country, they can't afford it. That is just awful!

  25. PINOY HAWAII FARMER

    2 or 3 years from now, I can be retired already. I hope to receive my social security too and will go back Philippines to relax and enjoy my senior life. Maybe in my hometown in Ilocos.

  26. Ferdie Rondina

    Some foreigners were pedophiles and sex maniacs. You are doing sex orgy, and it's wrong to bring to our land an evil person fm the west. That’s why I look male at fm west and the US and Europe were taking advantage of their govt enjoying their pension in Asia while abandoning their children and wife. They were an ungrateful citizens of their govt and people.

  27. Mr Big Wheel

    Stay away from the Sexpat Mafia in Dumaguete, they are going down real soon. Also many men come here to impregnate as many women as they can and disappear when the girl gets pregnant. Sunshine Shoulders has fathered at least three children to this point in the Philippines after fathering over a dozen children back in the United States.

  28. Steven Erickson

    Interesting. But it’s definitely cheaper here in Thailand.

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