Achieving Millionaire Status While Enlisted: A Guide for Military Personnel

by | Apr 25, 2024 | Thrift Savings Plan | 5 comments

Achieving Millionaire Status While Enlisted: A Guide for Military Personnel




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This is the gameplan I wrote after stumbling through the journey of broke enlisted Marine to financially free millionaire.

I wish this gameplan had existed when I joined the military, but I had to learn everything the hard way.

That’s why I’m on a mission to help you and your brothers/sisters-in-arms achieve financial freedom!

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My name is David Pere, I am an active duty Marine, and have realized that service members and the working class use the phrase “I don’t get paid enough” entirely too often. The reality is that most often our financial situation is self-inflicted. After having success with real estate investing, I started From Military to Millionaire to teach personal finance and real estate investing to service members and the working class. As a result, I have helped many of my readers increase their savings gap, and increase their chances of achieving financial freedom!

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Transitioning from military service to civilian life can be a daunting process, but for those looking to achieve financial success, it is entirely possible to go from military to millionaire while still enlisted. With dedication, strategic planning, and smart financial decisions, servicemembers can pave the way to a lucrative future even before leaving the military.

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Here are some key steps to take in order to achieve millionaire status while still serving in the military:

1. Educate yourself on personal finance: One of the most important factors in achieving financial success is having a solid understanding of personal finance. Take the time to educate yourself on topics such as budgeting, investing, saving, and building wealth. There are countless resources available online, in books, and through financial education programs offered by the military.

2. Set financial goals: In order to become a millionaire, it’s essential to set clear and achievable financial goals. Whether it’s saving a certain percentage of your income each month, investing in the stock market, or purchasing real estate, having specific goals will help keep you motivated and on track.

3. Maximize your military benefits: As a servicemember, you have access to a range of benefits that can help you save money and build wealth. Take advantage of programs such as the Thrift Savings Plan (TSP), which is similar to a 401(k) retirement account, as well as military discounts on everything from groceries to travel.

4. Invest in real estate: Real estate can be a powerful way to build wealth over time. Consider investing in rental properties or purchasing a home to build equity and generate passive income. Start small and gradually increase your real estate portfolio as you build more wealth.

5. Start a side hustle: In addition to your military income, consider starting a side hustle to generate additional income. Whether it’s starting a small business, freelancing in your area of expertise, or taking on a part-time job, having multiple streams of income can accelerate your journey to becoming a millionaire.

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6. Network with successful individuals: Surrounding yourself with successful and like-minded individuals can provide valuable insights and opportunities for growth. Attend networking events, join professional organizations, and seek out mentors who can offer guidance and support along your financial journey.

By following these steps and staying disciplined in your financial decisions, it is entirely possible to go from military to millionaire while still enlisted. With dedication, hard work, and a strategic mindset, you can pave the way to a prosperous future for yourself and your loved ones. Take control of your financial future today and start working towards achieving your millionaire dreams.

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5 Comments

  1. @adambigelow7314

    I ship out in June as a fresh grad from high school with no debt, I landed a pretty good rate as a cwt and I have been studying up on military finance & your videos have been a massive inspiration. Thank you so much!

  2. @hernandezramon5925

    About the tsp, “put as much as you can” it applies if I just want to get out in my first contract?

  3. @kjata77

    Another proof of why you shouldn't "thank" govt. employees for their employment. Taxpayers should be thanked for the lifelong support of their pensions & insurance. I have been a long-term supporter of 'Wounded Warriors' and other such org.s, but joining the military is to "serve" politicians & bankers, NOT the taxpayers, who actually pay for military employees. Get into Spec Ops in other critical designations/classifications and the U.S. taxpayer will pay you $100k+ per year PLUS full benefits for the rest of your life, wife or other dependents paid out of the arse for your 6-8 years of whatever. Kudos for what you did in planning to make that $$$ but with NO taxpayer consent and no, not a hero, a profiteer. This goes back to B.C.300+ (the tin medals, etc.). Yes, I 100% agree with capitalizing on what you can, I'm a biblical libertarian, but you should be thanking the taxpayer (we pay your salary, retirement, benefits, etc.), not the other way around.

  4. @alexmthorr

    Real estate, index funds, equity, savings, and non-depreciating assets got me to a million before I was 30. Wish I started early when I was in, as I was absolutely broke and had to sell my car when I left Pendleton for engaging in idiotic spending behavior.

  5. @Alwaysrandomz247

    Yeah I got out of basic and then finished OCS beginning of this month. I was happy when they told us about SCRA.
    If anyone already had any navy federal credit Union debt they have interest rate down to 4% for SCRA.
    I was a military brat so any debt I had was through them.
    I applied towards end of august and they finally applied it to my account February

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