Adjustments to the Full Retirement Age?

by | Aug 16, 2024 | Retirement Pension | 13 comments

Adjustments to the Full Retirement Age?


There have been significant changes to the full retirement age in recent years, with the aim of ensuring the sustainability of social security programs in the face of an aging population and increasing life expectancy. The full retirement age, which is the age at which individuals can receive full retirement benefits from Social Security, has been gradually increasing over the past few decades.

In the past, the full retirement age was 65 for everyone. However, as part of the Social Security Amendments of 1983, the full retirement age was increased to 66 for individuals born between 1943 and 1954, and then to 67 for those born in 1960 or later. This change was implemented to address concerns about the long-term solvency of the Social Security system, as more people were living longer and collecting benefits over a longer period of time.

Further adjustments to the full retirement age have been proposed in recent years to address ongoing challenges with the Social Security system. One proposal is to gradually increase the full retirement age to 68 or even 70, in line with increasing life expectancies and the changing demographics of the workforce.

While these changes may help to ensure the financial viability of Social Security programs, they also raise concerns about the impact on older workers who may be unable or unwilling to work longer before retiring. Some argue that increasing the full retirement age unfairly penalizes lower-income workers who may have physically demanding jobs or health issues that prevent them from working past a certain age.

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Overall, changes to the full retirement age are a complex issue that requires careful consideration of the trade-offs involved. While increasing the full retirement age may be necessary to address the challenges facing Social Security, it is important to also consider the impact on individuals who may be disproportionately affected by these changes. Ultimately, policymakers must balance the need for fiscal sustainability with the need to protect the well-being of older workers as they plan for their retirement.


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13 Comments

  1. @midnightrider5.9

    Biden … administration is giving the social security to the illegals that are coming across the border they get it for free and not doIng nothing for it. but they get social security Free housing free homes free cars free grocery screen that's bullshit
    What does the government give or veterans nothing. We need Trump back to get rid of the illegals and take care of our VETERANS.

  2. @midnightrider5.9

    Anyone can retire at any age after 63. I'm going to retire at 63 or maybe 65 depends on how work goes cuz I'm sick and tired of working

  3. @YogiBoo111

    Politicians want to keep borrowing from SS thats why.

  4. @TripleB101

    Damn Reagan started the taxing SS and Unemployment in the early 80s ..should’ve never been taxed in the first place !!!

  5. @Mark-qv4bn

    After 45+ years of working, I took my ss retirement at 62. Im still working at over 66, almost full-time.

  6. @Mofjos

    I remember when you told us all the scare tactics were false
    Biden reality catching up as all kings pass itbyo next guyvtill bam seniors screwed and all he'll will break out nothing worth living for when SS and Medicare crash but bring in more illegals that's bidens answer. It worried about age increas just those on it must keep what they have. We all know it needs to be fixed but Americans come forth. Agreed with your 55

  7. @darrenmclaughlin1362

    I think that the SS benefit at 62 should be increased while at the same time the yearly benefit increase up to full retirement age should be decreased. Also, that SS should be means-tested past full retirement age. The SS benefit is reduced by a dollar for every dollar over a certain amount that earned.

  8. @tomsanderson4983

    You just have to be amazed at the total disregard of people and businesses who've paid into a system designed by the government. The political agendas, tactics, and appropriation of those funds have led to the demise of the system created to benefit the very people who voted them into office.

  9. @papiparsons9045

    Well you can’t say that the idiots in congress don’t know how to cook a frog.
    Maybe if we stopped giving politicians a pension, they’d understand how hard it is to invest in their own retirement. But I doubt it, they’re all narcissists who don’t care about the citizens

  10. @DeadCat-42

    So now that mens life expectancy went DOWN and the baby BUST generation who worked really hard to PAY for the baby Boomer generation now they want vto make cuts??

    Why?? It should be EASY to pay for GenX!!

  11. @truthhurts4771

    Republicans/Maga promise to Cut Social Security Benefits and Medicare

  12. @KayKay14m

    This could happen as early as 2028 and just follow the formula that's in place now, which raised it to age 67. That formula raises the FRA by 2 months each year. The FRA could be 70 as early as 2045.

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