In this video, we will discuss the current state of the global housing market amidst ongoing economic shifts such as inflation and rate hikes by central banks. Federal Reserve Chair Jerome Powell has indicated the expectation of more rate hikes in the future, signifying that the fight against inflation ‘has a long way to go.’ We’ll explore what this means for homeowners and potential home buyers. On top of that, Powell admitted some banks could be in trouble due to their commercial real estate holdings. What impact might this have on the housing market, and how significant could these losses be? The video also covers a list of the most affordable cities for home buyers in 2023 and how affordability is becoming a more critical factor in home-buying decisions.
#HousingMarket #Inflation #FedRateHike #RealEstate #JeromePowell
TOPICS AND TIMESTAMPS:
Jerome Powell Said 0:00
Real Estate 3:17
Unbalanced Banks 9:19
—————————————————————————————————
💵 HOW TO MAKE MONEY ON AMAZON: 💵
👉 👈
—————————————————————————————————
LOOK THROUGH MY BOOKS!
MY FAVORITE BOOKS:
SUPPORT MY WORK:
PAYPAL:
—————————————————————————————————
Join the Discord Community:
—————————————————————————————————
Sources Used in This Video:
—————————————————————————————————
#money #inflation #investing…(read more)
LEARN MORE ABOUT: Bank Failures
REVEALED: Best Investment During Inflation
HOW TO INVEST IN GOLD: Gold IRA Investing
HOW TO INVEST IN SILVER: Silver IRA Investing
More BANK FAILURES Coming | What the Fed is Planning
In recent times, the global economy has been severely impacted by the COVID-19 pandemic. Businesses across various sectors have suffered significant losses, and this has led to concerns about the stability of the banking industry. Amidst these worries, there have been discussions about potential bank failures and what the Federal Reserve (the Fed) is planning to mitigate the situation.
The Federal Reserve plays a crucial role in safeguarding the US banking system and maintaining financial stability. Throughout history, the Fed has intervened during financial crises to prevent bank failures and disruptions in the overall economy. The 2008 financial crisis is a prominent example where the Fed implemented various measures to prevent an economic collapse.
As we navigate these uncertain times, concerns about the possibility of more bank failures have emerged. Many banks could face challenges due to the economic fallout from the pandemic, such as rising loan defaults, declining profits, and liquidity issues. To address these concerns and protect the banking industry, the Fed has devised a plan to minimize the impact of potential bank failures.
One of the steps the Fed is taking is performing stress tests on banks. These tests assess the ability of banks to withstand adverse economic conditions. By evaluating different scenarios, such as severe economic downturns or unexpected market volatility, the Fed can identify potential vulnerabilities in the banking system. This enables them to take necessary actions to shore up weak banks and prevent them from failing.
Furthermore, the Fed has focused on providing vital liquidity to banks. During times of crisis, ensuring that banks have access to sufficient funds is crucial to maintaining their stability. The Fed has implemented various mechanisms to inject liquidity into the banking system, such as lowering interest rates and offering emergency loan facilities. These measures aim to ease any cash flow issues faced by banks and enable them to continue providing services to individuals and businesses.
Additionally, the Fed has implemented regulations to improve bank resilience. These regulations mandate banks to hold higher capital levels, impose stricter risk management practices, and enhance overall transparency. By enforcing these regulations, the Fed aims to strengthen the financial system, making it more robust and resistant to shocks.
While the Fed’s efforts are focused on preventing bank failures, it is essential to understand that not all banks may be able to survive the economic challenges brought on by the pandemic. Some smaller banks, especially those with weaker financial positions, may face insurmountable difficulties. In such cases, the Fed would likely work towards facilitating the orderly resolution of these failing banks, ensuring minimal disruptions to the broader economy.
The potential for more bank failures remains a concern as the global economy continues to grapple with the consequences of the pandemic. However, the Federal Reserve’s proactive approach in performing stress tests, providing liquidity, and enforcing regulations demonstrates their commitment to minimize the impact of these failures and maintain stability in the banking system.
As the situation evolves, it is crucial for individuals and businesses to stay informed about the actions and measures taken by the Federal Reserve. Understanding their plans can help navigate the potential challenges and uncertainties that lie ahead, ensuring a more prepared and resilient banking industry.
This global economy is collapsing and the WEF and the governments will step in and create the "New Rules."
Many banks have derivative.
The FED has bailed out these banks at 100% of the value of the bonds. They are worth less than that.
If Jerome thinks so, I believe him! They want to do it very slowly then FAST!
Very informative video. Thank you, David.
Hit the like button, Folks!!!
CBDC is whats next and why
Well now I am completely plummexed. Per one of the news agencies Jay Powell is a deadhead. There's a picture of him in the crowd of dead and company.
What's next? We discover that Janet yelling is into death metal?
Shoutout for Toledo, come here for the deals!
Unlike most YouTubers Dave tells you to "leave in comments " because he actually reads ALL the comments!
Ty Dave, youre really appreciated!
Jerome has great hair.
THE "BANK FAILURES" are planned BARGAIN acquisitions, that's why they are coming like on a production line, you can only absorb so many free assets for a $1, at one time. BONUS In addition all that FREE Gov. Money will be needed, "TO HELP AND PROTECT THE CONSUMER" as well to acquire PRIME assets. All a game, all a FALSE-FLAG-farce,, it's all about consolidation of the industry (CBDC PREP) to half a dozen main players that are already controlled by the wef-woke-wannabee club. USA is really doomed.
"Consolidate to dominate"
— big banks and Fed
Thank you The Money GPS
One thing is for certain. The Fed will always give the money to the wrong people. The official way inflation is calculated, it will never get to 2%. At some point, you just have to throw the garbage out.
I guess I am not relocating for a new job. My mortgage will be close or over $3000 moving any where it seems.
I agree David banks are a fraud I think the banks in canada are in big trouble
The market has never been more simple. How long can speculative returns out-yield short term bonds?
………………………AM
I came here for the truth!
Doesn't matter what Powell says … what does the BIS, aka the throne of Lucifer, have to say?
"Soft landing" – belly landing a plane without wheels instead diving it into a mountain.
More bank failures are definitely in order. Hold on to your hats.
Anyone who studies economics knows that when the Fed mentions "inflation targets" that they are invoking the "Taylor Rule" to establish their interest rate hikes.
I come here for the truth.
Fed speak “inflation is transitory” Translation “ it is here to stay Get over it “
13th, 21 June 2023
Soft landing. A concept often heard of but almost never achieved in the Fed's history.
This is my go to channel.
If somebody else buys the company it's not a collapse. $SIVB didn't collapse, it actually went up 1,000%'s since it's IPO then it was purchased by $JPM
Glad that the $GPS is here to make the difficult simple. Bring on the TRUTH.
I swore I heard j pow say "the banking system is sound and resilient" today
Love your truths ❤
As always, you have to pay attention to where the money went. People religiously avoid that. Any publicly credible economist (all six of them), will tell you A) most of that money went to the rich; and B) they parked most of it in markets large enough and liquid enough to hold it, eg stocks and bonds, real estate, and commodity speculation. That's what they mean by expansionary Fed policy inflating certain asset classes.
Equally important, real wages (wages adjusted for inflation) have remained essentially flat since the late seventies and are currently losing ground (prices rising faster then wages). People were "allowed" to maintain their standards of living with easy credit. Which works until it doesn't. Which is where we are now – peak debt; the inability to service any more debt than you already have. But then its YOUR fault, for taking on all that debt. See what they did there?
And finally, probably the greatest trick weasels like Milton Friedman did was flimflam the American public into accepting the consequences of unregulated market concentration, eg. monopolies and oligopolies. See, normally price-gouging is a thing and those doing it, the price-setters which are the companies selling the stuff, are ultimately held accountable by the public; the kids call it antitrust regulation and enforcement. When the price-setting companies are found to misbehave they are often punished with taxes in an effort to claw back their excess profiteering. Some depraved individuals bray that it should always only be what the "market can bear," even if we are talking about food for your infant. Most in a civilized democracy consider that a problem. Hence the need for actual price competition.
What that greasy worm Friedman did was play with math that everyone could understand, if fail to apply correctly. We all know that 1/4 is greater than 1/100. Well gee, if that mysterious and unaccountable Fed makes the denominator several trillion dollars, what can you do? All that "money printing" is "devaluing your currency" and that's why you can't afford anything. Sound familiar? Pay no mind to the Dollar Index, which compares the dollar to a basket of currencies which shows us RELATIVE VALUE, and pay no attention to the entire domestic economy being denominated in dollars, both buyers AND sellers. Oh, and pay no attention to Japan which prints WAY more money than we do but has FAR less inflation, they're Japanese and they have other issues.
Your purchasing power as a consumer is determined by the relative value of your wages versus prices denominated in the same currency. Dave mentioned it himself; the rich are not sweating ordinary consumer prices – the value of their income far surpasses any nominal increase in the value of consumer prices for individual items. Furthermore, all the excess profits of those price-setting companies are returned to the rich as major shareholders either by increasing stock price or as a dividend.
The problem with all of this is instead of holding the actual price-setters accountable for price-gouging with taxes and anti-trust enforcement, among other things, we sell "raising interest rates" not as a policy tool of last resort, but as the only tool out there. The working class will suffer both the inflation AND its "cure" while the profits of the powerful are protected. Oh, and the Fed's actions will consolidate markets further: There's a reason Berkshire-Hathaway is sitting on $130 billion cash. They're not alone. They call it the Cantillon effect. What a scam.
I CAME HERE FOR THE TRUTH!