Please use the below links to skip to the relevant topic within the video:

0:00 LPP introduction
2:09 Ill Health Introduction
5:43 Ill Health Definitions
8:14 IRMP Criteria
9:47 Registering an IRMP
11:40 Ill health for active members
16:58 Ill health tiers
20:45 Tier 3 review
23:51 Employer’s role
26:06 IRMP’s Role
28:08 LPPA’s Role
29:23 What we need for our employers
32:03 Ill health for deferred members
36:08 Cost of ill health retirement
37:53 Ill health
38:57 Appeals
41:52 Other things to consider…(read more)

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Ill Health Retirement Benefits in the Local Government Pension Scheme (LGPS) are provided to employees who are forced to retire due to physical or mental health issues that prevent them from continuing their work. These benefits are designed to provide financial support to employees who are no longer able to work due to ill health.

The LGPS is a valuable pension scheme for local government workers in the UK, offering a range of benefits to its members. One of these benefits is Ill Health Retirement, which provides a tax-free pension to employees who are unable to work due to ill health.

There are two levels of Ill Health Retirement in the LGPS – Tier 1 and Tier 2. Tier 1 benefits are awarded to employees who are deemed permanently incapable of continuing their current job due to ill health. This means that they are unable to perform their current role or any similar job within the same employer’s organization. Tier 1 benefits provide a pension based on the member’s accrued service and pensionable pay at the date of retirement.

Tier 2 benefits are awarded to employees who are not permanently incapable of continuing their current job but are deemed unlikely to be able to work again in the foreseeable future due to ill health. Tier 2 benefits provide a pension based on the member’s accrued service and pensionable pay at the date of retirement, but are subject to a reduction based on the member’s ability to undertake gainful employment.

In order to qualify for Ill Health Retirement benefits in the LGPS, employees must satisfy a set of criteria set out by the scheme. This includes providing medical evidence from a qualified medical practitioner confirming the severity of their health condition and its impact on their ability to work. The decision on whether to award Ill Health Retirement benefits is made by the employer’s occupational health department, in consultation with the pension scheme administrators.

Ill Health Retirement benefits in the LGPS can provide financial security to employees who are forced to retire due to ill health. It is a valuable benefit that provides a safety net for employees who are no longer able to work due to physical or mental health issues. By providing a tax-free pension to eligible members, the LGPS ensures that employees are supported financially during a difficult period in their lives.

In conclusion, Ill Health Retirement benefits in the LGPS are a valuable provision for local government workers in the UK. They offer financial support to employees who are unable to work due to ill health, providing them with a tax-free pension to help them through a challenging time. These benefits are an important part of the overall package offered by the LGPS, ensuring that members are taken care of in the event of ill health forcing them to retire.