SUBSCRIBE for more great videos!

This video briefly discusses the Social Security Spousal Benefit. If there are other subjects you’d like to see us cover, let us know. We would be happy to address it.

CONTACT US:

Skinny Leonard by Audionautix is licensed under a Creative Commons Attribution license (
Artist: …(read more)

LEARN MORE ABOUT: IRA Accounts

CONVERTING IRA TO GOLD: Gold IRA Account

CONVERTING IRA TO SILVER: Silver IRA Account

REVEALED: Best Gold Backed IRA

Social Security spousal benefits are an important aspect of the Social Security system that provide financial support to spouses who may not have as much income or work history as their partners. These benefits are designed to help spouses who have little or no work history of their own, providing them with a source of income in retirement.

Spousal benefits are available to spouses who are at least 62 years old and are either currently married to someone who is receiving Social Security benefits or have been divorced from a person who was eligible for benefits. In order to qualify for spousal benefits, the spouse must not be eligible for a higher benefit based on their own work history.

The amount of spousal benefits that a person is eligible for is typically based on their partner’s earnings. A spouse can receive up to 50% of their partner’s full retirement benefit if they claim spousal benefits at their full retirement age.

It is important to note that spousal benefits do not reduce the amount of benefits that the primary earner receives. In other words, the primary earner will still receive their full benefit amount, even if their spouse is also receiving spousal benefits.

Spousal benefits can be a valuable source of income for spouses who may have taken time away from the workforce to care for children or family members, or who may have worked in jobs that did not pay well. These benefits can help ensure that both partners are able to have a secure financial future in retirement.

In order to apply for spousal benefits, individuals should contact the Social Security Administration and provide the necessary documentation to prove their relationship to the primary earner. It is also important to consider the timing of when to claim spousal benefits, as the amount of benefits can vary depending on when the individual chooses to start receiving them.

Overall, Social Security spousal benefits are an important resource for spouses who may not have as much income or work history as their partners. By understanding the eligibility requirements and how to apply for these benefits, spouses can ensure that they have a secure financial future in retirement.