In this interview, we discuss retirement plan trends and design ideas for small business owners with Val McClendon from QBI, a national retirement plan administrative firm. We cover recent tax changes, avoiding pitfalls, and more.

QBI, LLC
21031 Ventura Blvd., 12th Floor
Woodland Hills, CA 91364
818. 594.4900 | main

RETIREMENT PLAN QUESTIONS ANSWERED

1. Retirement Plan Solutions for small business owners (0:35)
a. What are the contribution limits for 2018? (0:50)
b. Does an employer have to put in the same amount as the employees? (2:08)
c. What if an owner wants to contribute above the contribution limits? (3:50)
d. Can you combine a 401(k) plan with a cash balance or defined benefit plan? (4:56)
e. Can you have a once person retirement plan for self-employed owners? (6:10)
f. If an employer’s decided to add a Defined Benefit or cash balance – how many years do they have to fund it? (7:07)
2. Trends in the Retirement Market Place (9:05)
a. What employee matching contribution trends? (9:15)
b. What is a match stretch? (10:00)
c. What are trends in low participation rates? (11:03)
3. How does an employer get started
a. If an employee decided to go with a retirement plan do they have to fund contributions right away? (18:30)
b. What if someone has an existing plan do they and they want to change their TPA or record keeping firm? (19:12)
c. Should an employer bring the CPA or current financial advisor into the discussion? (20:18)…(read more)

LEARN MORE ABOUT: Qualified Retirement Plans

REVEALED: How To Invest During Inflation

HOW TO INVEST IN GOLD: Gold IRA Investing

HOW TO INVEST IN SILVER: Silver IRA Investing