Best Vanguard Funds for Beginners (Easiest Way to Get Started)

by | Feb 9, 2023 | Simple IRA | 21 comments




In this video i’m going to show you a very simple yet effective investments for the best vanguard funds for beginners some simple rules to follow, and exactly what to invest in if you’re just getting started and want your retirement investing on autopilot.

0:00 Intro
1:04 Is investing complicated?
1:45 3 Simple Investing Rules To Follow
3:05 Breakdown of Fund Groups
3:12 Set & Forget Funds (The Easiest Way to Invest)
4:08 First Target Date Retirement Fund
4:27 Second Target Date Retirement Fund
4:44 Third Target Date Retirement Fund
5:18 Best Funds & Portfolio Balance
6:05 Vanguard’s Best Fund
6:29 Best Vanguard Fund for International Stocks
6:52 Vanguard’s best Conservative Fund
7:09 Reviewing the 3 Simple Rules
7:29 How To Balance Your Portfolio
7:54 A Rule of Thumb to Consider
8:05 The Balance of a Risky Portfolio
8:22 Vanguard’s Suggested Balance
9:00 Pros of the Vanguard Index Funds
9:12 Cons of the Vanguard Index Funds
9:16 Pros of Target Date Retirement Funds
9:28 Cons of Target Date Retirement Funds
9:54 Two Simple Rules to Follow As The Years Go On

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Vanguard Target Date Retirement Funds

Three Simple Rules to Follow For your Vanguard IRA
The first rule I follow is to Diversify my investments. The second rule I follow is keep it very simple and invest in vanguard funds. The last rule i follow is I want my retirement investing to be automated as much as possible

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Vanguard Target Date Retirement Funds
These are the easiest funds to invest for vanguard and the most passive. This section explains what target date retirement funds are.
1. VLXVX – Vanguard Target Retirement 2065 Fund
2. Vanguard Target Retirement 2060 Fund (VTTSX)
3. Vanguard Target Retirement 2055 Fund (VFFVX)

Best Vanguard Funds To Invest In
1. Vanguard Total Stock Market Index Fund VTSAX
2. Vanguard Total International Stock Index Fund VTIAX
3. Vanguard Total Bond Market Index Fund VBTLX

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Investing can be a daunting and intimidating endeavor, especially for beginners. But it doesn’t have to be. With the right information and guidance, anyone can become a successful investor.

Vanguard Funds are one of the most popular and successful investment vehicles out there. They are known for their low fees, wide range of options, and reliable performance. That makes them a great choice for novice investors.

So, what are the best Vanguard funds for beginners? It all depends on your goals and risk tolerance. But here are some of the most popular and successful Vanguard funds for beginners:

Vanguard Total Stock Market ETF: This fund is a great all-in-one option for beginners. It tracks the entire U.S. stock market, so you get exposure to a wide range of stocks. It has an expense ratio of just 0.04%, making it one of the lowest-cost options out there.

Vanguard 500 Index Fund: This fund tracks the S&P 500, giving you exposure to the 500 largest companies in the U.S. It has an expense ratio of just 0.14%, making it one of the most cost-effective options available.

Vanguard Total International Stock Index Fund: This fund tracks the performance of stocks from developed and emerging markets outside the U.S. It has an expense ratio of 0.11%, making it one of the lowest-cost international funds available.

Vanguard Total Bond Market Index Fund: This fund tracks the performance of the entire U.S. bond market. It has an expense ratio of 0.05%, making it one of the lowest-cost bond funds available.

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Vanguard REIT Index Fund: This fund tracks the performance of real estate investment trusts (REITs). It has an expense ratio of 0.12%, making it one of the lowest-cost REIT funds available.

These are just a few of the many Vanguard funds available for beginners. Before investing, it’s important to do some research and decide which funds are best for your individual needs.

No matter which Vanguard funds you choose, you can rest assured that you’re investing with one of the most reliable and successful investment companies in the world. With Vanguard, you can be sure that you’re getting the best possible returns on your investments.

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21 Comments

  1. Higher lifts 420

    So do you recommend doing the target day AND picking your own. Or do one OR the other not both?

  2. Samuel L. Capleton III

    What's the link to the previous video please and thanks

  3. Constance N. Chung

    Super info-packed! Thanks for the detailed breakdown in the description. Love the improved editing (on-screen text/banner, etc)

  4. Baby Blue

    Do you have any book recommendations of how to start your own e-commerce store. I work so hard at my job and they’re the multi billionaires I don’t want to be a millionaire. I just need to earn enough money and be my own boss. Thanks..

  5. Andrew Warner

    Nice video. Diversifying is EXTREMELY important. I made the mistake of only investing in one sector once before. Didnt work out well haha

  6. Mara Lecocq

    I LOVE this. Amazing job. Is there a video that explains how to rebalance your portfolio? When you say we need to log in once a year to do that… thank you!

  7. debt free France

    Wow such a detailed and well thought out video! I'm definitely going to look into these other funds to add to my Vanguard portfolio. Thanks so much! Liked and subscribed 🙂

  8. saritamlobo

    Thanks!! Great content!

  9. CPL Robben

    This is such a very helpful video for people who are new to investing! I been investing in the stock market and it’s going great, especially with options!
    You got yourself a new subscriber and supporter! I would love to stay connected and help support each other in this journey to stay motivated and to keep going!

  10. Man of God

    Great video! Always very informative information your content is a good place to get needed information especially on all types of investing. Best of luck. Keep up the work!

  11. Brandon Harper

    Great straightforward and simple video! Love it. I’m all about this kind of long term and simple investing

  12. Asad's financial diary

    Great video Davis! have to make some research on this topic! thank you very much for sharing!

  13. TheKnightGoesBrrrrrr

    You're making a good progress in your video quality, good job!

  14. heyitscalvin

    Wish they would teach and make personal finance a priority in school. PersonalFinance subreddit has also been on my reading list too 😀 I also enjoy keeping things simple – I check it on occasion and it's definitely not something I wish to overly spend time on!

  15. LifeWithVinceLuu

    I'm definitely a more of a set it and forget it type of investor. I check my IRA once or twice a year and each time I check it, I'm like dang, I made a good chunk of money without doing ANYTHING!

  16. Ryan Chang

    Big fan of VTSAX and VFIAX — but this was a great guide on all the terminology and ways to get started! Vanguard's index funds and target retirement funds are a lazy man's dream and make the passive long-term returns really worthwhile. Congrats on 400+ too Davis!

  17. Adam Proceviat

    My work offered these types of IRAs but I cannot take advantage of them because I'm only is USA temporarily. Love Vanguard though. I usually buy VOO every month.

  18. The Money Management

    Thanks a lot for this video and the in-depth breakdown! Nice job, well done!

  19. Marc G

    That hurt @4:47 lol but beautiful explaination. Keep it uppp

  20. Feast

    You have great investment tips man. Keep investment's simple is so hard becasue investing to me seems like such a complex idea.

    I'm defeinitely going to check if Canada has equivalent funds available.

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