#sinkingfunds #happymail #savingschallenge #cashstuffing #longtermsavings #landfund #travelfund #rothira #emergencyfund #budgeting #etsy

Hi friends! Tracey here! I have big goals for 2024 in terms of long term sinking funds! I will be cash stuffing for some of my long term savings funds which include: Roth IRA, Emergency, Travel, Home Improvement, and Land! It is a new year so the binders are re-shuffled with new challenges. I am excited to see how much we can save for the year. Little by little! This video is a bit longer than normal so grab some popcorn and a nice comfy blanket and let’s have some laughs together!

Your new one stop shop for all the items that I use in my videos.
Amazon Storefront:

Interested in a HYSA with Ally? They sent me a special referral link below. I receive $50 for each referral account opened up to $250 max. They are offering you in return they are offering you a small cash bonus of 0.5% for money deposited. Offer only good until 3/1/24. No pressure!!

If you want to be included in my happy mail list, please add your information in the secure link below:

Roth IRA Binder:
​⁠Roth Circle @jojosmoney –
Cookie @cyndicatbudgets –
NerdTurd @reinventingrene –
Old People –

Emergency Binder:
Week ahead @lizandless ​⁠
Rainy day @FortyPlusLife –
Buffer @LindsayLivingSimple ​⁠
Rainy Day @OneFrugalIntrovert –
Frogger @boymomlovestosave ​⁠
Alphabet @ChampagnesCorner
Pantry @brendalabell4413

Travel Binder:
Cabin and City @MischiefManagedBudgets
Travel Unlimited @budgetingbydeenaus
Vacation fund –
Jet Life @OneFrugalIntrovert –

Home Improvement Binder:
Knock out @budgetsnchaos –
Pigs in Space @CraftCoBudgets –
Oz @Girlmommabudgets –
Splash @OfficialBudgets –
Stars @TheALMOSTOrganizedOwl –

Land Binder:
Challenge book @rox_budgets –
Cabin @HandsBands –

If you want to be included in my happy mail list, please add your information in the secure link below:

Did you know that GoldenGirlBudgets now has memberships for those that want to unlock additional content and perks?! If interested, hit the join button on a computer (doesn’t work on a phone) to see the different levels!
Click here to join:

Amazon Link to Soul Mama Rituals:

Thank you everyone for having fun with me today!

My Etsy shop –

Amazon Wish List –

Happy Mail:
Tracey @ GoldenGirlBudgets
4190 Vinewood Lane N #111-191
Minneapolis, MN 55442…(read more)

LEARN MORE ABOUT: IRA Accounts

TRANSFER IRA TO GOLD: Gold IRA Account

TRANSFER IRA TO SILVER: Silver IRA Account

REVEALED: Best Gold Backed IRA

Planning for the long term can be a daunting task, but with the right financial tools and strategies, it can be made more manageable. Long-term sinking funds, cash stuffing, Roth IRA, emergency funds, travel funds, and land investment are all options to consider for building wealth and security in the future.

Long-term sinking funds are a way to save for a specific future expense, such as a down payment on a house or a new car. By setting aside a little money each month, you can build up a substantial amount over time.

Cash stuffing is a method of putting excess cash into an interest-bearing account to help grow your money over the long term. This can be a good way to ensure that your money is working for you, rather than just sitting in a low-interest savings account.

A Roth IRA is a tax-advantaged retirement savings account that offers significant benefits for long-term growth. Contributions are made with after-tax dollars, so any withdrawals in retirement are tax-free. This can be a powerful tool for building wealth over the long term.

Emergency funds are a critical part of any long-term financial plan. Having a cushion of savings set aside for unexpected expenses can provide peace of mind and financial security.

Travel funds are a way to save for future vacations or other travel experiences. By setting aside a little money each month, you can build up a fund to make your travel dreams a reality.

Investing in land can be a long-term investment strategy that offers the potential for significant returns. Whether you are looking to buy land for development, recreational use, or as an investment, land can be a valuable asset that can appreciate over time.

Planning for Jan 2024 may seem far off, but starting to build a solid financial foundation now can set you up for success in the future. By utilizing long-term sinking funds, cash stuffing, Roth IRA, emergency funds, travel funds, and land investment, you can work towards building wealth and security in the years to come. With smart financial planning and a commitment to saving and investing, you can create a solid financial future for yourself and your family.