Am I eligible for Social Security benefits based on an ex-spouse if I am currently remarried? The answer is “maybe.” In this show we talk about how you can get a Survivor Benefit if an ex-spouse dies or a Spousal Benefit based on an ex-spouse, even if you are currently remarried.
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Social Security Ex-Spousal Benefit After Remarriage: Can I get benefits from an ex if I remarry?
Social Security is an essential program that provides important financial support to millions of Americans. One of the benefits offered by Social Security is spousal benefits, which allow an individual to receive a portion of their spouse’s Social Security benefits.
However, what happens if you divorce your spouse and remarry? Do you lose your right to collect Social Security benefits from your ex-spouse? The answer depends on a variety of factors, including your age, the length of your previous marriage, your current marital status, and your earnings history.
If you were married to your ex-spouse for at least ten years, and you are currently unmarried or your second marriage ended in death or divorce, you may be eligible to receive Social Security benefits based on your ex-spouse’s work record.
When you reach the age of 62, you may claim Social Security benefits based on your ex-spouse’s work record, even if they have remarried or are still married. However, if you remarry before the age of 60, you may not be eligible to receive Social Security benefits based on your ex-spouse’s work record.
If you remarry after the age of 60, you may still receive Social Security benefits based on your ex-spouse’s work record. However, the amount of benefits you receive will be based on your own earnings history and your ex-spouse’s work record, whichever is higher. This is referred to as the “deemed filing provision.”
It’s important to note that if your current spouse is eligible for Social Security benefits and their benefits are higher than your ex-spouse’s benefits, you will not be able to receive benefits based on your ex-spouse’s work record.
In conclusion, if you are considering divorce or remarriage and you are currently receiving or may be eligible for Social Security benefits, it’s important to understand how these situations may impact your benefits. Consult with a reputable financial advisor or contact the Social Security Administration to determine your eligibility for spousal benefits.
But I deserve all of it after 18 yrs of bs
My late husband's first wife divorced him after she got caught cheating on him to marry the man she cheated on him with. She remarried in her mid twenties. When my husband passed she thought she would get widows benefits under him and I would get nothing. She was wrong I get all the widows benefits.
Question…I’m 77 years old started drawing SS at age 62, as did my spouse. We’ve been married 33 years. He gets $2,247 a month. I get $1,478 a month. We are currently in the process of a divorce. Am I entitled to any of his SS?
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My (female) friend was married for 8.5 years BUT they lived together over 11 years. They had an 11 year old daughter together and 2 younger kids (3 total together). She married another man around age 45 but was only married to him for less than 5 years. Can she claim on her first husband (the father of her 3 children)?
If you have 2 spouses and married 20 each 1st spoke passed at age 54, will I have a choice as to which spouse I collect widower benefits. Thanks for your help.
Ok..suppose you're collecting your deceased husband's SS and then you remarry after 60,do you lose those benefits?
So for the purposes of religious traditions towards divorce. How does SS address Legal Separations ?
You can’t always control when you get divorced. My husband divorced me after meeting another woman. Before him I was married 10 years. I raised my kids on my own for 15 years and remarried for just five years then he left me for another woman. I married him before 60 does this mean I’m not eligible for anything? I’m 59 now and disabled. Ssi is only 800 a month. I raised seven kids mostly on my own. I couldn’t afford daycare so I could only work while the kids were in school I didn’t even make enough to get by, we relied on handouts. My ex husband made sure to pay as little as possible to support the kids and I didn’t even receive child support most of the time now I’m disabled and trying to live on $800 a month and it’s impossible I’m living again from handouts and technically I’m supposed to report those to Ssi and they take them out of my benefits it almost drives somebody to the edge. I have no future I need to know if I can get Social Security benefits from the man I was married to for 10 years and had children with he was savvy and got a legal separation at 9 1/2 years I didn’t know why could this possibly be the reason?
Ive been getting my soc sec since age 62 (reduced of course), If my Ex dies, (he just started getting his Soc security at AGE 70. Will I get the same Soc Security amount at his age 70 benefit? (I know i would get the reduction). I never remarried. P.S. I AM 74 years old.
your back and forth comments does not convey clearly the info. you both do not complement each other conveying the info. check yourself.
So I didn’t realize that you can get survivor benefits at age sixty if divorced. My question is, is the amount reduced if you take it before your full retirement age? Or do you get the full amount available. Thanks!
I have a sister she has been divorced for a long time from her husband..her husband got married again then he passed away just recently..he didn't work or claim taxes so him and my sister had to pay irs back…but now he passed away and she wants ss from him and he remarried and passed..he hasn't worked in years and my sister thinks that she can get his ss..I don't know if his new wife worked I think that she did. My sister thinks she is getting 70%..but if they didn't pay taxes on their business and my sister is now working under the table..not paying in either lol it's complicated..she also said that she is getting back pay from ss…when my husband passed away I did not get back pay as only started my check to me…as said that they didn't pay back pay because I called them…if you can understand any of this can you help please lol oh my goodness lol
So glad to hear this information. I’m 58 and engaged but was married previously to my ex spouse for 34 yrs. His earning was 3 times more than mine. So important to know.