Question: (Jim) You guys have the best podcast of all. I drive a 2017 Toyota Tacoma, and my beverage of choice is a good bourbon. Onto the business. My husband and I filed taxes separately due to student loan repayments. As a result, we cannot to start a Roth IRA. So the question is, if your IRS filing status is married filing separately, do the same rule applies to the backdoor Roth contributions? Thanks for educating and entertaining and thanks for your spit ball, Jim.

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