Yes, your retirement pension can count towards qualifying for a mortgage! Under certain requirements💰👇

As long as your pension is permanent and not subject to change or review, and you meet all other standard mortgage qualifications (such as credit score or debt-to-income ratio), your pension typically counts as qualifying stable income✅

Being a retired doesn’t preclude you from qualifying, because your age is protected against discrimination thanks to the Equal Credit Opportunities Act👏

Give us a call to review your individual needs and qualifications, and be sure to subscribe for the answers to all your mortgage questions!📲

To check out more of our Q&A videos, check out our Joe Knows Mortgages Minute Library:

Morgan Financial
Residential Mortgage Lender
Equal Housing Lender
NMLS ID: 318525
(321) 757 – 3570

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