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Can’t touch this JPow
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The real kings are those bought cheap before 2019 and refinanced in 2021!
30 year at 2.875%
I may never move.
20 year fixed @ 0.9% EUregard here ..
Drove by my bank.. they were crying
We can’t get 30 year fixed in Canada. Actually, over half of new mortgages in Canada are variable.
Purchased Feb 2020. Refi Sept 2021. 2.5% rate locked in. Literally, I couldn’t have afforded my home with todays rates. I don’t know how people are able to buy houses these days with super inflated home prices plus super high interest rates.
I got 2.5% and now pay about 1k less a month on my mortgage vs my kid and his gf on rent.
Mine renews every 5 years, here’s hoping things calm the fuck down in 3 years.
30 year at 2.25 with a VA loan. Everyone tells me to keep it forever
2017 I bought a house, FHA with 3% down. My agent told me there would likely be a crash between 22-24. In 2021 I refinanced for a 2.375 interest rate and had enough equity due to valuation increases to get out of FHA and go conventional. I’m golden for a long time.
Did better on the first house however currently in a 30 year for 3.75 im happy
I didn’t buy anything so I’m ahead of everyone
As long as I live in the woods
400k @ 1.76%
My Realtor told me he quoted a couple at 1.75% and they didn’t buy because they thought it would drop even further. Then rates started to skyrocket and they never bought a home. Made me feel a little better about my 6.2% lol
15 years at 2.6%
Bank’s barely making a cent from me.
Inshallah the thieves deserve less.
I pay about 3% flat because I refied a bit late (or early) but either way it’s far better than current rates. Guess I’ll live here my whole life.
I re-fi the dip
Everyone in this thread that locked 30 yr fixed under 3% = winner!
I just purchased my second property for 500k at 6%. I literally bought the top. Rip ![img](emote|t5_2th52|4270)![img](emote|t5_2th52|4267)
15 yr at 2.25.
I feel this to a much lighter extent when I look at people who bought a car in 2020
edit: reading the replies while loading 1 round into my pistol and regretting making this comment.
If you just ask for a lower rate they legally have to give it to you. Few people understand this
1.7% last Dec for 5yrs the only financial savvy/luck I every had or likely will have. I will be dining on “I read the market was going to change” for ever (yeah right I did sheer blind luck)