CCS (Pension) Rule: Understanding and Calculating Family Pension

by | Nov 1, 2023 | Retirement Pension | 18 comments

CCS (Pension) Rule: Understanding and Calculating Family Pension




In this video, you can learn the concept of Pension/ Family pension/ Gratuity/ Leave Encashment/ Commutation of pension calculation in central government services. If you are preparing for any departmental examination, this video will very helpful for you.

#familypension #ccspensionrule #calculationof_familypension

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Family Pension: Calculation and CCS (Pension) Rules

A family pension acts as a financial support system for the dependents of a deceased government employee. It is an essential component of any social security scheme, ensuring that the family is not left in financial distress after the employee’s demise. In India, the Central Civil Services (Pension) Rules, commonly known as CCS (Pension) Rules, govern family pension and its calculation.

The CCS (Pension) Rules provide guidelines for determining the amount of family pension to be paid to the eligible family members. This pension scheme covers various categories of employees, including civilian employees, defense personnel, and personnel in autonomous bodies funded by the central government.

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Calculation of Family Pension:
The family pension is calculated based on a percentage of the last pay drawn by the deceased employee. The percentage varies based on the length of service and the age of the deceased employee at the time of death. Here is the break-up of the percentage applicable for different scenarios:

1. If the deceased employee had rendered a qualifying service of less than seven years, the family pension is equal to 30% of the last pay drawn.

2. If the qualifying service exceeds seven years but is less than ten years, the family pension will be 50% of the last pay drawn.

3. If the qualifying service was ten years or more, the family pension is calculated as a percentage of the last pay drawn based on the age of the deceased employee at the time of death. The applicable percentage is as follows:

a. Below 35 years of age: 30% of the last pay drawn
b. Between 35 and 45 years of age: 40% of the last pay drawn
c. Between 46 and 50 years of age: 50% of the last pay drawn
d. Between 51 and 55 years of age: 60% of the last pay drawn
e. Between 56 and 60 years of age: 80% of the last pay drawn
f. Above 60 years of age: 100% of the last pay drawn

Additional Benefits:
In addition to the family pension calculated using the CCS (Pension) Rules, the government also provides additional benefits to the family members of the deceased employee. These benefits include Dearness Relief, which is revised periodically based on the cost of living index. The family pension is also subject to periodic revision as per the recommendations of Pay Commissions appointed by the government.

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The family pension can be availed by the widow or widower of the deceased employee. If the employee had no spouse, the dependent children, parents, or any other eligible family member can receive the pension. However, the entitlement of family pension to parents ceases once they receive a share from the employee’s estate.

Conclusion:
Family pension is a crucial social security measure that provides financial stability to the dependents of a deceased government employee. The CCS (Pension) Rules determine the calculation of family pension based on the length of service and the age of the deceased employee. Along with periodic revision and additional benefits, family pension ensures that the family is not left struggling financially after the death of their loved ones.

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18 Comments

  1. Ramcharan Meena

    If any employee expired in his 59 age (before retirement) than enhance family pansion applicable for which time period (10 years or upto 67 years age).

  2. ABHISHEK BANSAL

    Ccs rules alag alag hote h kya sir sbhi government exam mein

  3. Dinesh Kumar

    Dismissed wale case mai kya koi benift hai

  4. Sujata Salve

    Sir Could you kindly explain the detailed calculation of secondary family pension

  5. cute petlover

    DA , family pension pr milta hai???

  6. AL DB

    Sir Mera Dad ne 20/05/2023 me Death Hoa haii. Mera Dad ne Gov.. job 2018 Me join hoa tha Age 50 Tha.Our Mera Papaka Service our 10 yer tha .our salry 24000 Mila tha. bad Pension Kitna milega Sir.with assam

  7. K Narayanan

    Is there any reduction in family pension if the employee received commutation of pension

  8. krishna pinto

    Sir army me DSC service hi jisme 13year 27days ki service ki hi ur 12year me disability huwa hi disability 3 hi ur 13year 27day me disability pension discharge Kiya hi but only disability element mila hi service element nahi mila hi abhi father expired ho hai hi mother hi service element milega sir unko
    army rule 13 III(i) discharge Kiya hi. Plz explain me sir family pension milega kya

  9. Gadadhar behera

    Very well conversion thanks

  10. RoariKo

    मेरे father ki deth 14 August 2023 ko hui hai aur meri mother ki deth pahele hi ho gyi hai kya muje yani son ko family pension milega

  11. Rajendra Singh

    कोई सेना का कर्मचारी सूबेदार मेजर से सन 1985 में रिटायर होता है,सन 2000 तक उसको पेंशन मिलती है,सन 2000 के बाद उसकी मृतयु के पश्चात उसकी पत्नी को पेंशन लाभ मिलता है,2021 में पत्नी की मृतयु के पश्चात उसकी गूंगी बहरी पूर्ण रूप से अविवाहित बेटी को क्या पेंशन मिलेगी अगर मिलेगी तो पेंशन राशि क्या होगी 2023 अगस्त में

  12. Ajay R

    Sir is TDS applicable for Family pension ? kindly Please tell me sir

  13. Chisti peeran Kazi

    Sir 9000 me kya hoga kare to pura kam karo ye kya kare jaisa huwa aap hame Puri pension do da ke sath ok

  14. Jeetendra Mahalik

    Sir if someone last withdrawn salary is 32400 after he retires he gets 16200+Da but after her death his wife gets 9720 but sir reply The DA/DR will calculate on the basis of 16200 or 9720 basic pay

  15. sandeep yadav

    Sir EOP extra ordinary pension par video baniye please

  16. Tuman Karki

    War widdows ki pension rules ko bhi batane ki kirpa karen.

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