Disability Benefits for Children through Social Security | Payments for Dependent Minors

by | Nov 10, 2023 | Spousal IRA | 19 comments

Disability Benefits for Children through Social Security | Payments for Dependent Minors




In this video, we explain a scenario that will help you understand Social Security Benefits for minor children. Minor children of people receiving Social Security disability benefits are eligible to receive payments as well. They can get up to 50% of their parent’s disability benefits BUT payments don’t last forever. There are also some considerations when deciding if your child is eligible for SSI. Watch the video and learn more about it with Sylvia!

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Social Security Disability for Kids: Payouts for Minor Children

Social Security Disability Insurance (SSDI) is a government program that provides financial assistance to individuals who are unable to work due to a disability. While most people think of SSDI as a program for adults, it also provides benefits for minor children who have a parent with a disability.

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If a parent is receiving SSDI benefits, their minor children may also be eligible for payments through the program. These benefits can be a crucial source of support for families dealing with the financial strain of caring for a child with a disability.

To qualify for benefits as a minor child of a disabled parent, the following criteria must be met:

1. The child must be unmarried and under the age of 18 (or 19 if still in high school full-time).

2. The child’s parent must be receiving SSDI benefits or have a qualifying work history that would make them eligible for SSDI if they were to become disabled.

3. The child must have a disability that meets the Social Security Administration’s definition of disability for children.

If these criteria are met, the child may receive benefits as a dependent of the disabled parent. The amount of the benefit is based on the parent’s work history and the number of dependents in the household.

The SSA generally pays up to 50% of the parent’s disability benefit to each child. However, there is a limit to the total amount that can be paid to a family. This is typically around 150 to 180 percent of the parent’s total disability benefit.

These benefits can be used to cover the child’s basic needs, such as food, housing, and clothing, as well as any additional costs associated with the child’s disability.

It’s important to note that the SSA has strict guidelines for what constitutes a disability in a child, and the process can be complex and time-consuming. It may require medical evidence and documentation of the child’s limitations and impairments.

See also  How to Maximize Retirement Savings with a Spousal IRA

If you believe your child may qualify for SSDI benefits as a dependent of a disabled parent, it’s recommended to seek the guidance of an experienced attorney who can help navigate the application process and ensure that all necessary documentation is provided.

In conclusion, Social Security Disability Insurance provides crucial financial support for minor children of disabled parents. These benefits can help ease the burden of caring for a child with a disability and ensure that they have access to the resources they need to thrive. If you believe your child may be eligible for SSDI benefits, it’s important to explore your options and seek the assistance of a professional to navigate the application process.

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19 Comments

  1. M

    I have a really important question. Do both parents have to be in the form when i apply for child disability

  2. pat smith

    Yet we spend billions on military every year hundreds of billions

  3. Angelina Modesto

    Thank you for posting this video.

  4. RealNixxa Savior

    So do you get less money or more money?

  5. Mary Denver

    I and my 2 kids on SSI and 2 years ago I became my children’s CNA caregiver how many years I could work as a caregiver before I get SSDI?

  6. Brad Thompson

    NO ONE talks about disabled children for people who are NOT retired!!!
    I’m 20 years from retirement, I have a son who is severely autistic that turns 18 this month.
    No one discussed this topic, and I’m getting the run around from the social security office!!!!

  7. Green Eyes

    My sons mother is stealing my sons ssd? How can i stop it

  8. 1980 Cutlassboi

    I get SSI how can I draw check off my SSI check to raise my three kids 8,7,13

  9. COURVOISIER J

    I’m only getting 684 a month total for 3 kids under 18 dad is on ssa disability why is that?

  10. Gloria Juarez

    I have a 3 year old goin to 4 n 2 weeks hes autistic non verbal ..i applied last year around august an I finally got a letter back sayn he qualified.. well he get back payed since the time i applied or when he was born?

  11. Jerry Canty

    Can u be audited

  12. Joshua Boulanger

    I have a question so I have a family of 8 my 2 kids, get ssi I’m the payee. I just started working for the state and was wondering can I only make $2000 a month or is it based on size of my household and those factors too.? I see things saying 3000 for couple for for a family of 8 and factors like that do they count that

  13. shaniquaAK

    Unless I missed something, this is actually incorrect information. If there are three children receiving Social Security disability on behalf of their parents disability, and the oldest child ages out, that child’s $500 does not just disappear. It is put back into the family pot to be divided amongst the remaining two children the overall benefit the family receives does not decrease until the youngest child ages out. My husband has been on disability for 15 years due to losing his legs and Iraq and this has certainly been the case for us. Benefits never decreased when a child aged out unless it was the last remaining child, the only thing that changed was the way that money was divided. Our children’s benefit is currently $1250/mo shared between 5 kids. If 4 of my kids age out, my youngest would get the full $1250 for himself

    Also, each child does got receive 50% of the parents benefit. ALL children must SHARE 50% of the parents benefit. For example, my 5 kids share $1250/mo (50%) and my husband gets $2500 (100%). The children’s combined benefit will never be more than 50% of the parents benefit ❤

  14. jim In Las Vegas

    My sister who's now divorced for two years now but her X was on disability since their two children were born now 11 & 12 originally she asked him to see if she could collect anything from SS. He said he asked several times and that they weren't able to get anything "he thought it would come out of his "very selfish obviously " she went last week to update her info and asked the person about her children if they were able to get help ? And she told her that they always were eligible to receive 300 per child all of these yrs . So is it possible to get back pay for some of the yrs "9 yrs " ? Or maybe a few of those yrs? Thank you in advance for your thoughts

  15. Jay spoon

    I have a 4 year old non verbal son, and have been denied SSDI because we make more than $15,600 a year…You literally have to be living on the streets or lie on these interviews to get your children the help they need. So sad.

  16. A.P.A.Rucker

    So if your approved and children get paid all the same . Would they receive back and if yes how far back would the kid back pay go back.

  17. John Doe

    What is the cutoff date for a qualifying child that is NOW graduated h.s. BUT may have been eligible depending on the date SSA will determine if they qualified or not for benefits on your claim for ssdi? Do they use the date they determined you became disabled by theyre rules or do they go by the date from which you will be first paid froms date?

  18. Ray  Ray

    Can you please provide a link on a video regarding DAC Disable Adult Child? Thanks

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