Video from the recording of episode 81 of the retirement planning Education podcast.
Special guest Larry Pershing, CFP®, RMA® from Optimum retirement planning joins Andy to discuss a variety of retirement planning topics including tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has “enough” to retire, what consumers often overlook in retirement planning and much more!
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To listen to the retirement planning Education podcast, join the retirement planning Education Facebook group or download lots of free retirement planning Education material –
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#RetirementPlanning #TaxPlanning #Retirement
DISCLAIMER: This video is only helpful hints and education. It is not specific tax, legal or investment advice. Before considering acting on anything you see in this video, first consult with your tax, legal or investment advisor. While the information expressed in this video is believed to be accurate, neither Andy Panko, CFP®, RICP®, EA nor Andy Panko EMC LLC make any representations to its accuracy….(read more)
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retirement planning is a crucial aspect of financial management, but many people find it overwhelming or confusing. To help demystify the process, retirement planner chats have become increasingly popular. These online chats provide individuals with the opportunity to ask questions and seek advice from professional retirement planners in a convenient and accessible manner.
I recently had the chance to sit down with Larry Pershing, a retirement planner at Optimum retirement planning, to discuss the benefits of retirement planner chats and how they can help individuals plan for a secure and fulfilling retirement.
According to Larry, retirement planner chats offer several advantages for those seeking guidance in their retirement planning journey. “The beauty of these chats is that they allow individuals to get personalized advice from experienced professionals without having to leave the comfort of their own home,” he explained. “This level of accessibility makes it easier for people to get the information they need to make informed decisions about their retirement savings and investments.”
During these chats, individuals can ask questions about a wide range of retirement-related topics, such as investment strategies, Social Security benefits, healthcare costs, and estate planning. “Whether someone is just starting to think about retirement or they are nearing their target retirement age, retirement planner chats can provide valuable insights and guidance,” Larry added.
In addition to offering personalized advice, retirement planner chats also create a sense of community and support for individuals navigating the complexities of retirement planning. “Many people feel overwhelmed and unsure about how to best prepare for retirement,” Larry noted. “By participating in these chats, individuals can connect with others who are in similar situations and learn from each other’s experiences.”
However, Larry also emphasized the importance of working with a qualified and trustworthy retirement planner. “While retirement planner chats are a great resource, it’s essential to work with a professional who can provide personalized guidance based on your unique financial situation and goals,” he advised. “A skilled retirement planner can help you create a comprehensive retirement plan that addresses your specific needs and ensures a secure financial future.”
In conclusion, retirement planner chats are a valuable resource for individuals seeking guidance and support in their retirement planning journey. Whether you’re just starting to save for retirement or you’re approaching your target retirement age, these online chats can provide the information and insights you need to make informed decisions about your financial future. Paired with professional guidance from a retirement planner like Larry Pershing, retirement planner chats can be a powerful tool for achieving a secure and fulfilling retirement.
We experienced the pinnacle of our era, but it is now gone. Like what happened to Rome, the corrupt administration will bring this nation to an end. My condolences go out to anyone who is close to retiring and may be worried about whether their pension will be enough to pay the rising cost of living. Insane fiscal policy, poor regulatory policy, poor energy policy, and poor foreign policy
Thank you both. Loved it.
Good info!
Going to roll over our I-bonds in February to the current 1.3% fixed rate (5.27% adjusted). With the 10 year TIPS yield falling, it's likely the I bond fixed rate will adjust down in April.
One bit of advice I'd give for anyone looking to set up how they want to live once retired. Is move to a place they can be happy every day when they wake up. For us, that was close to the beach, the Redwoods & National forests, mountains, rivers & outdoors by a small coastal town.
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