Today on Your Money, Your Wealth® podcast #286 with Joe Anderson, CFP® and Big Al Clopine, CPA: Investing strategies for dividend-paying stocks and how the pro-rata rule for Roth conversions work with dividends. Plus, Wealthfront, M1, Paul Merriman? Should young investors use a robo-advisor or pay for financial advice? Also, thoughts on a Vanguard retirement portfolio and ideas for self-employed small business owners to save money in retirement plans like SEP IRA, SIMPLE IRA, and Solo 401(k). Send in money questions and access the episode transcript and free financial resources:

00:51 – How Does the Pro-Rata Roth Conversion Rule Apply to Dividends?
07:03 – Do I Lose the Dividends if I Sell Dividend-Paying Stocks Before the Dividends are Distributed?
17:48 – Investing Advice for Under Age 30: Should I Switch from My Robo-Advisor and Pay a Fee for a Financial Advisor?
27:41 – What Do You Think About This Vanguard Portfolio for Retirement?
34:42 – SEP-IRA, SIMPLE IRA, Solo 401(k): Retirement Accounts for Small Business Owners

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