#shorts
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⭐⚠️⭐Please read this⭐⚠️⭐
⚠️I am not an attorney, SSDI advocate, or affiliated with the Social Security Administration or any other entity of the US Federal Government . I am a practicing financial planner, but I’m not YOUR financial planner and since I don’t really know you, I can’t give you advice. So please don’t take this video as specific advice for your specific situation. Consult your own tax, legal and financial advisors. 🙇🙇🙇🙇🙇
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Social Security Divorced Spousal Benefits
Social Security provides benefits for divorced spouses even after divorce. If you were married to someone who earned significantly more than you, you may be entitled to receive benefits based on their work record, even if you have since divorced.
To qualify for Social Security divorced spousal benefits, you must meet the following criteria:
– You were married to your ex-spouse for at least 10 years.
– You are at least 62 years old.
– You are currently unmarried.
– Your ex-spouse is entitled to Social Security benefits.
If you meet these criteria, you may be able to receive up to 50% of your ex-spouse’s benefit amount. This can be particularly beneficial if your ex-spouse had a significantly higher earning record and you are unable to claim a higher benefit based on your own work history. Keep in mind that your ex-spouse’s benefits will not be affected by you claiming benefits based on their work record.
It’s important to note that if you remarry, you will generally not be eligible for divorced spousal benefits unless your subsequent marriage ends, either by death, divorce, or annulment. Additionally, if you are eligible for your own Social Security benefits, you will receive the higher of the two amounts—either your own benefit or the divorced spousal benefit.
To apply for Social Security divorced spousal benefits, you will need to provide documentation of your marriage and divorce, as well as your ex-spouse’s Social Security number. You can apply for benefits online, by phone, or in person at your local Social Security office.
It’s important to understand and consider all potential sources of Social Security benefits, especially if you have been divorced from a higher-earning spouse. By taking advantage of divorced spousal benefits, you can maximize your Social Security income and improve your financial security in retirement.
Watch the full video here!
https://youtu.be/_hNqjVyU3fE
@devincarroll
That link did NOT take me to any video. Help
@
I am a divorced widow. I will turn 60 next year. How soon can I start applying for survivor benefits?
What I had real marriage 9 years ,and got divorced on the 10 th,and he got married ,I didn't and he never paid child support since my son's was 8 years sld untill 18 and left in 1980 to come to America.and there isn't such a law in my country ,but I came in 1992 and he had an other family and two kids and promised that will support my son,bubkoivk him out after one year and never repaid nothing.
The other tip is you need; you have to have been born BEFORE 1/1/54. After that (as I am) you can still collect 50% of spouses benefit BUT you HAVE to take the difference to make up to what you’d collect on just your benefit. I spent 1/2 hr on phone with Soc Sec to ask this very question. He said 1/2 of my ex’s would be 1495/mo and mine (at that time was 1550/mo) so it didn’t make sense to stop MY benefit from growing til I was 70 just to collect 1/2 of his while still working. Hope this helps someone
I worked 30 years, divorced after retirement. I’m still trying to figure out why I have to pay spousal support.
My husband doesn’t have to give me a penny.
Where can I find the one where the spouse has died.
My mom and dad were married 25 years. My dad died. My mom gets social security 3oukd or could she be entitled to his benefits if her benefit is higher than his was?