Do You Have A Plan For Your Money?

by | Feb 7, 2023 | SEP IRA | 28 comments




The Ramsey Show (January 18, 2023)
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Do You Have A Plan For Your Money?

Do you have a plan for your money? If not, you should. Money management is an important part of financial success, and having a plan for your money can help you make the most of your resources.

Creating a plan for your money starts with understanding your income and expenses. Knowing how much money you make and where it is going is the first step in managing your money. Once you have a clear understanding of your financial situation, you can create a budget that outlines how much money you need to cover your expenses and how much you can save.

Once you have a budget in place, you can start to think about your financial goals. Do you want to save for retirement? Do you want to invest in stocks or real estate? Do you want to pay off debt? Having a plan for your money will help you prioritize your goals and make sure you stay on track.

See also  Episode 124 of AdMail

It’s also important to create an emergency fund. This fund should be used for unexpected expenses, such as medical bills or car repairs. Having an emergency fund will help you avoid taking on more debt and can provide peace of mind in case of an emergency.

Finally, it’s important to review your plan for your money regularly. The economy and your financial situation can change quickly, so it’s important to stay on top of your finances and adjust your plan as needed.

Having a plan for your money can help you make the most of your resources and reach your financial goals. Take the time to understand your income and expenses, create a budget, set financial goals, and build an emergency fund. With a plan in place, you can be sure that your money is working for you.

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28 Comments

  1. Michelle Parks

    Jim and Debbie's story…180 ×3= 540… how did they pay 750?? That must be that new math… common core math lessons for sure!

  2. akamarista

    I Can not get tired of this combo!

  3. MrMisanthrope1

    i HAVE A QUESTION THAT I need to get an answer on, get ready cause here it comes,, What does it mean when a financial adviser, financial planner, asks you to sign a blank sheet of paper.. He puts a sheet of paper in front of you and it has your name typewritten on it and he says sign your name right nexted to the typewritten name on the paper, the sheet of paper has nothing on it exept your typewritten name.. what is he going to do with that? I asked him this question but couldnt get a answer , now he says he cant remember this ever happining nor does he have any record of this ever happining.

  4. Cyndi French

    I don't really like Jade. She seems like she likes to hear herself talk. She talked over George and everyone else that has come on as a new member at least "shares" the spotlight

  5. Lynn Allen

    Good show…I don't even want to talk about my stupid taxes!

  6. TheOnlyMillz

    George needs to be more like Jade. Less robotic answers and more personality. Jade needs to be careful stepping over each other. Dave mastered respect, personality, and bluntness. Each of the other personalities currently just share a portion of the whole picture. Tbh Jade is the future with her start out of the gate

  7. John Conanan

    I love Jades energy and passion on giving advice. Plus she's hot!

  8. The kid

    WOW first ever debt free scream I’ve ever seen that Dave wasn’t the host. I love it!!

  9. anna keenan

    Love George!!!! He’s definitely the future and face of the show

  10. Kelly R

    George is amazing…very entertaining, relatable, smart, humble and is able to step in and never miss a beat.

  11. Anita Rodriguez

    I love this show but I feel this new young lady is trying to hard to fit in. I think she should step back a little and learn by how the others handle and answer their concerns

  12. Leigha Williams

    Hosts talk about getting a clunker car for 4-6k all the time… Where can you find a reliable car for less than 10k? Doesn't seem realistic

  13. Robin H

    My dumb spending story…. 1996 took all the money from a 401(k) at a job that ended and took my 2 kids to Disney World. It was only $7000, but wish I knew then what I know now.

  14. Grace Dawson Beatty

    My heart goes out to Tanisha. I love her heart and she’s doing great. Very smart lady and she’s got a bright future.

  15. Matt Mills

    I see myself! Haha. Back right corner, red shirt

  16. trd hue

    I bet something A $1000 Jade will be gone in less than 6 months any takers??

  17. trd hue

    I think Jade is nice but absolutely Is a turn off to watch the show if she's On the segment she doesn't have anything clever or witty to say it's just like some fake bulldozer talk this is also a
    Entertainment and money advice and she has no entertainment and 30% of the time her advice for money is just regurgitating something that they trained her like get a cash card get a cash card she doesn't say how much she doesn't say anything it's just regurgitating stuff that the ramg team taught her Like I said Jade seems very nice but I don't think this is a good fit for her they will see when Viewership drop

  18. marion exley

    you two are brilliant together.

  19. Leslie Hagenow Paplaskas

    I like Jade but I wish she would turn her volume down a bit. I listen at work with my headphones and man my ears are gone. Love the enthusiasm but even her calm voice is very loud and when she gets excited it's even more.

  20. DoublePortion4ME

    Zahaba you can also alter your direct debit dates so it makes more sense

  21. TrustbutVerifyMedia

    George does a great job maintaining a similar feel to the show as Dave. His perspective and criticisms of callers are entertaining while still being educational. Jade is just a bombastic talking point machine in my opinion.

  22. Asstronauts

    Jake do not marry the woman

  23. Asstronauts

    Please stop applying advice for people that make $25,000 to people that make $250,000.

  24. Chuck Stemm

    So what happened to the Gazelle debit card? Don’t hear much about that anymore

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