Don’t Start Using Wealthsimple Trade Before Considering This Important Information

by | Aug 20, 2023 | Spousal IRA | 30 comments

Don’t Start Using Wealthsimple Trade Before Considering This Important Information




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Wealthsimple Trade is one of the best platforms in Canada for investors. Wealthsimple trade provides commission free trading and is a fantastic option for most investors…most. But until you know these few things, do NOT open an account with Wealthsimple Trade just yet!

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DON’T Use Wealthsimple Trade Until You Know This…

Investing has traditionally been seen as a complex and intimidating process, often reserved for the affluent and financially literate. However, with the rise of online investment platforms, investing has become more accessible and user-friendly for all. One such platform is Wealthsimple Trade, a commission-free online brokerage that allows users to trade stocks and exchange-traded funds (ETFs) with ease. While the platform has gained popularity among amateur investors, there are some crucial aspects that potential users should be aware of before diving in.

First and foremost, it is important to understand that Wealthsimple Trade is only available to Canadian residents. This means that individuals located outside of Canada cannot access or use this particular investment platform. For those who reside in other countries, it is essential to explore alternative options that cater to their specific geographic locations. Nonetheless, Canadian residents can take full advantage of Wealthsimple Trade’s services and investment offerings.

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Another important factor to consider is that Wealthsimple Trade only offers limited investment options. While the platform allows users to trade stocks and ETFs, it lacks the diversity found in traditional brokerage firms. Wealthsimple Trade does not provide access to bonds, options, mutual funds, or other financial instruments commonly offered by established investment companies. Therefore, if your investment strategy heavily relies on these specific assets, it may be wise to explore additional platforms or consult a financial advisor to diversify your investment portfolio.

Furthermore, although Wealthsimple Trade boasts commission-free trades, it is important to note that the platform charges a currency conversion fee. This fee is applicable when trading stocks or ETFs that are listed in a currency other than the Canadian dollar. Consequently, users engaging in international investments may incur additional costs associated with currency conversions. It is crucial to be mindful of these fees and determine if they align with your investment strategy, especially if you plan to partake in foreign investments frequently.

Additionally, Wealthsimple Trade lacks advanced trading features and research tools. The platform is designed to cater to beginner investors, presenting a simple and user-friendly interface. While this simplicity may be appealing to those new to investing, experienced traders who rely on in-depth market analysis and sophisticated trading tools may find Wealthsimple Trade lacking in this department. For those seeking advanced functionality and extensive research capabilities, alternative brokers may be a more suitable choice.

Lastly, customer support is another area where Wealthsimple Trade falls short. Many users have reported slow response times and difficulties in reaching customer service representatives. This lack of reliable and prompt support can be frustrating, particularly when users encounter technical glitches or have urgent investment-related queries. This downside should be considered when evaluating the overall usability and convenience of the platform.

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In conclusion, Wealthsimple Trade offers a convenient and accessible option for novice investors to enter the stock and ETF trading market. However, potential users must be aware of the platform’s limitations. Non-Canadian residents are unable to access the services, and the investment options are limited compared to traditional brokerage firms. Currency conversion fees, absence of advanced trading features, and subpar customer support are further factors to consider before choosing Wealthsimple Trade as your investment platform. Understanding these aspects will enable potential users to make an informed decision and find the investment platform that best suits their needs and objectives.

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30 Comments

  1. Suroy

    Would you recommend the Wealth Simple Invest side of the site? I believe its the best automated option for canadians even with the 0.5% fee. What are your thoughts?

  2. jacqueline hunt

    Can you transfer funds from WS account to another investment account?

  3. 80zPlugss

    you done made like 2+ videos about Not what to use SO WTF DO YOU USE?

  4. Bella Bella

    Can you explain fractional shares vs. DRIP investing?

  5. Motivation SZN

    Might want to update the video bro. How do you know they wont build a comprehensive desktop platform? You said never but their newsletter said they are building it soon.

  6. closing down

    Hey man my videos were suggested from your videos. S9 I'm here to say hello as channel neighbors!

  7. Willy D2404

    damn holmnes, who be choosing a platform based on reduced exchange rates fees, any real investor is going to be using norberts gambit or some other cheaper option.

  8. Kasha Rudner

    Hi, so they added Option trading since you published this video, what about Stop Loss feature? And hope for that? Thank you

  9. Aaron S.

    They have Options, USD account, DRIP, recurrent buy any ETF CAD/USD

  10. Souvik Sen

    Is it advisable to buy US stocks for long term paying the fx conversion fee?

  11. Eugene Zaydens

    They've started offering DRIPs recently, so dividends can get reinvested into fractional shares.

  12. Dantai

    Is this out dated? I don't see Wealthsimple plus or whatever anymore

  13. Sandra Rockwell

    First, understand the financial market and how it works, then you need to know how to study market charts. Thanks to Mrs. Eleanor Barnes for showing me the right way to get into stock investing and trading with her trade signal and investment guidelines.

  14. Venom

    As a update: Wealthsimple now allows WealthSimple Trade via their Phone app.

  15. Hariram

    Or just open a USD account and transfer your CAD funds there only 10$/mo and no commission fees

  16. Cool stuff

    Do you think staking is safe in wealth simple? I debating staking my Eth…..

  17. Afraz Qureshi

    So what is a more sophisticated trading platform in Canada with a 0$ commission fee?

  18. Ray C

    Will WS remain solvent for the foreseeable future? That’s my main concern.

  19. Mohammed

    Spoke too soon, they just recently introduced options trading haha. Good video btw.

  20. hi

    If I have 5$ per week to ìnvest, is it worth it? Later will be more but until then….

  21. prabhas

    am new at wealth simple .and i added fund but after a didn’t find any withdraw option on wealth simple app . How i can send my money back to my account ???

  22. SlayingReality

    IBKR is way better, wayyyy better and super cheap for each trade. Seriously, they have brackets order and better entries. watching this later and now they have options traders

  23. Ratking

    How come theres no info on WS recurring investments?

  24. Jessica Ducharme

    Yes but what about trading once you’re very well knowledged??

  25. Ishita Mahajan

    what if we buy any share from top gainers option in wealth simple ? that looks interesting

  26. Gyuri E.

    They web platform is better than the app, more features and much faster and smoother. If you're in the rush the sell or buy a stock during the day, you may find the app very sluggish during market hours.

  27. Sem Vlasveld

    Can you use simpletrade in Europe or do you know of a platform I could use in Europe to start trading or investing?

  28. Sunny Dsouza

    Do you know which website has a good UI to analyse stocks ? The ones in Canada have a very boring UI. I come from India and I can say that trading and analysis are much ahead in India than here in Canada but I may be wrong because I haven't explored much. Do you know of any such websites?

  29. lenny Blunden

    It's extremely limited. I had it for about a week.

  30. The M00n

    Excellent very detailed and accurate video article you posted, mate. On the other hand, there are many ways to manipulate the market, I was able to grasp the knowledge of trading crypto assets quite early, but I was still limited due to my lack of technical understanding of how to analyze the digital market, that all changed when I met Strategy (Marilyn Powell). more emphasis should be placed on day trading as it is less affected by the unpredictable nature of the market.

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