First-quarter earnings season is finally here, with many of the biggest tech names reporting results this week. And April is “Financial Literacy Month” so we’re going to be talking about how financial education can help you feel more prepared — no matter what’s happening with the stock market.

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Financial literacy is an essential skill that can benefit individuals and families throughout their lives. It refers to the ability to understand and make informed decisions about money, including budgeting, saving, investing, and managing debt. By improving financial literacy, individuals can make better decisions about their finances and achieve their long-term goals.

Fidelity Investments offers financial education resources and tools to help individuals and families improve their financial literacy. These resources include online courses, webinars, calculators, and guides that cover topics such as budgeting, retirement planning, investing, and managing debt. Fidelity’s financial education program is designed to be accessible and easy to understand, regardless of your existing knowledge of finance.

One important area of financial literacy is budgeting. A budget is a plan for how you will spend and save your money over a specific period. By creating a budget, you can track your income and expenses, identify areas where you can cut back, and set financial goals. Fidelity offers a budgeting tool that can help you create and track your budget.

Another important aspect of financial literacy is saving. Saving refers to setting aside money for future use, such as emergencies, retirement, or a down payment on a home. Fidelity offers a range of savings tools, including a savings calculator and a retirement planning tool, to help you set and achieve your financial goals.

Investing is another area of financial literacy that can be challenging for many people. Investing refers to putting your money into stocks, bonds, mutual funds, or other types of assets in the hope of generating a return. Fidelity offers a range of educational resources to help you learn about investing and make informed decisions about your investments.

Managing debt is another critical area of financial literacy. Debt can be overwhelming and stressful, but there are many strategies you can use to manage it effectively. Fidelity offers tools and resources to help you consolidate your debt, create a repayment plan, and manage your credit score.

By improving your financial literacy, you can take control of your finances and make informed decisions that will benefit you and your family over the long term. Fidelity Investments offers a range of resources and tools that can help you improve your financial literacy and achieve your financial goals. Start by exploring Fidelity’s financial education program today.