Episode 98: The Impact of Bank Failures on Commercial Real Estate, Banking, and Loan Underwriting

by | Mar 13, 2024 | Bank Failures | 1 comment

Episode 98: The Impact of Bank Failures on Commercial Real Estate, Banking, and Loan Underwriting




We are excited to share another new episode with you. In this episode, our host and President, Jan Gibbons and our Broker, Bob Gibbons bring in a special guest, Ben Parkey, Executive Vice President/Market President at Texas Security Bank.

How do the failures of banks like Silicon Valley Bank and Signature Bank affect the commercial real estate market, and what impact could this have on tenants and their representatives?

Take some time to watch or listen to our podcast and hear what Ben has to say. He helps to answer many questions we all have on our minds after the recent banking debacles of the last couple of weeks.

We always welcome your feedback so please comment below or let us know if you have any questions. You can also listen to our podcast, Confessions of a Recovering Landlord on Apple Podcasts.

#texastenantrep #commercialrealestate #realestate…(read more)


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Episode 98 of our podcast delves into the potential impacts of bank failures on various sectors, particularly commercial real estate, banking, and loan underwriting. The consequences of bank failures can ripple through the economy, affecting not just the financial sector but also the broader business landscape.

One of the key areas impacted by bank failures is commercial real estate. Banks play a crucial role in providing financing for commercial real estate projects, such as office buildings, shopping centers, and industrial properties. When a bank fails, it can disrupt the flow of credit to these projects, potentially leading to delays or even cancellations of construction projects. This can have a knock-on effect on related industries, such as construction and real estate development.

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Furthermore, bank failures can also impact the banking sector itself. When a bank fails, it can erode customer confidence in the banking system as a whole, leading to a loss of deposits and a run on other banks. This can create a domino effect, potentially leading to further bank failures and systemic risks to the financial system.

In terms of loan underwriting, bank failures can lead to tighter lending standards and increased scrutiny of borrowers. Banks may become more risk-averse in the aftermath of a failure, leading to a contraction in credit availability. This can make it more difficult for businesses to access the financing they need to grow and expand, stifling economic growth.

Overall, bank failures have far-reaching implications for the economy, affecting not just the financial sector but also industries such as commercial real estate, banking, and loan underwriting. It is important for policymakers and regulators to closely monitor the health of the banking system and take proactive measures to prevent future failures. By doing so, we can help safeguard the stability of the financial system and promote sustainable economic growth.

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1 Comment

  1. @user-dp2sx6ol7s

    Great information shared from the lending perspective.

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