Today I’m sharing with you the types of investment accounts I have and who I have them with. It’s so important to be diversified with your money. Just having a 401k is probably not enough if you want to retire with serious wealth.
Videos mentioned:
How I rolled over my old 403Bs/401K –
What is a Sinking Fund and Why You NEED One! –
Betterment.com 1.5 Year UPDATE – $2200+ IN GAINS! –
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LEARN MORE ABOUT: IRA Accounts
INVESTING IN A GOLD IRA: Gold IRA Account
INVESTING IN A SILVER IRA: Silver IRA Account
REVEALED: Best Gold Backed IRA
As an investor, it’s important to have a well-diversified portfolio to mitigate risk and take advantage of different market opportunities. In my investment portfolio, I have chosen to utilize three different platforms to achieve this diversification: Sharebuilder, Betterment, and Vanguard.
Sharebuilder is an online brokerage platform that allows me to buy and sell individual stocks, ETFs, and mutual funds. I like using Sharebuilder because it offers low-cost trades and a wide variety of investment options. I have chosen to include several blue-chip stocks in my Sharebuilder portfolio, as well as some high-growth tech stocks and a few dividend-paying ETFs. This allows me to gain exposure to different sectors and market trends while also maintaining a level of control over my individual holdings.
Betterment, on the other hand, is a robo-advisor platform that uses algorithms to automatically invest my money in a diversified portfolio of ETFs. I like using Betterment because it takes the guesswork out of investing and constantly rebalances my portfolio to maintain my desired asset allocation. I have chosen a moderate risk portfolio with a mix of stocks and bonds to provide stability and growth potential. Betterment’s low fees and tax-loss harvesting features also make it an attractive option for long-term investing.
Lastly, I have a Vanguard account that holds a variety of Vanguard index funds and ETFs. Vanguard is known for its low-cost index funds and ETFs, making it an ideal choice for passive, long-term investors. I have chosen to invest in a total stock market fund, a total bond market fund, and an international stock market fund to gain exposure to both domestic and international markets.
Overall, my investment portfolio is diversified across different asset classes, investment strategies, and platforms. This allows me to take advantage of the strengths of each platform while also mitigating risk and maximizing potential returns. By utilizing Sharebuilder, Betterment, and Vanguard, I feel confident that I have a well-rounded investment portfolio that is positioned for long-term success.
Damn you are so cute. I'm getting my stuff together so I could get an Alpha female like you. Someone who is interested in investing for the future.
Do you plan to retire early? In my early 30’s I pulled all of my 401k money out and paid off my small student loan balance and bought my first multi family rental property and later bought another. I have a small account with Capital One investing but I don’t consistently put funds in. I need to have access to the fruits of my investing now and in the future. Those various accounts build wealth only when you pull $ out to buy assets with an immediate return. Funds in those accts will yield wealth in retirement and for me, that’s too long and not a way to live.
Two questions! Have you explored Betterment's tax loss harvesting?I ask because your portfolio is very diversified so if you sell a security that is similar to something they have, and they have Tax Loss Harvesting enabled, you may incur a wash sale (which would be bad).
Second question! You mentioned in another video that oyu hvae a financial advisor. Can you comment on that? Outside of picking stocks and such do you see any benefit to them?
Appears Capital One Investing took over Sharebuilder website.
can you show us how to buy stocks? you explain things so nicely and slowly. I know you said yoiu are not good at it but just the process what we choose is up to us.
Great information…thanks!
Damn, you have all those? So do you stay with any money for yourself? Lol
Thanks for sharing! You are such an inspiration. I have an IRA but it is not making any money whatsoever. I need to change things up a bit.
Awesome video
First like and first post!!!
Could you do A video on getting out of debit and investing. Too many of us only one or the other.