It’s time to share February Budget #1 and to go over January budget #2
We are a couple in our early 60s, it is important for us to mind our money as we improve budgeting skills in retirement. Budgeting has always been a struggle that we have been working on throughout
#budget #budgetwithme #debtfree

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Lisa R
Happy Girl Thrift
PO BOX 1462
MINNEOLA, FLORIDA 34755

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Keywords: cash stuffing cash envelopes budgeting budget in retirement debt free debt free living debt free community sinking funds paying down debt becoming debt free financial goals financial goals in retirement retire debt free paying debt…(read more)

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Budgeting in retirement is a challenge for most couples. With less income and more expenses, it can be difficult to manage your finances in a way that allows you to enjoy your golden years. Fortunately, with some careful planning and budgeting, you can make the most of your retirement income.

One of the most important steps in budgeting for retirement is to know how much income you will have each month. This includes Social Security, pensions, annuities, and any other regular income sources. Once you have this information, you can create a budget that accounts for all of your necessary expenses.

For February, budget for two adults should include the following:

• Mortgage/rent: This should be the first item on your budget. Make sure you have enough money to cover your monthly mortgage or rent payment.

• Utilities: This includes electricity, water, gas, phone, and internet. Make sure you have enough money to cover these bills each month.

• Groceries: This includes food, toiletries, and other household items. Make sure you have enough money to cover your grocery bill each month.

• Insurance: This includes health, life, and auto insurance. Make sure you have enough money to cover these bills each month.

• Transportation: This includes car payments, gas, and car maintenance. Make sure you have enough money to cover these bills each month.

• Entertainment: This includes movies, restaurants, and other leisure activities. Make sure you have enough money to cover these bills each month.

• Savings: Make sure you are setting aside enough money each month for your retirement savings.

• Other Expenses: This includes medical bills, clothing, and other miscellaneous expenses. Make sure you have enough money to cover these bills each month.

By following these simple steps, you can ensure that you are budgeting for two adults in February. With careful planning and budgeting, you can make the most of your retirement income and enjoy your golden years.