Thank you for watching.

The split annuity concept 💯 #fixedannuities #retirement

🔎 Resources
Book a call ►

🏦 BECOME A CLIENT by visiting:

✅ Click here to subscribe:

#DanielRondberg #Retirement #TaxesInRetirement #LifeInsurance #Annuities #Financial
============================================
============================================
🛑 DISCLAIMER The information contained in this video and the related presentation is provided by Daniel Rondberg and is offered for educational and informational purposes only. Nothing in this video should be interpreted or construed as legal, regulatory, insurance, tax, or financial planning advice or as an offer to perform services related to any of these fields in any respect. The content of this video contains general information and may not reflect current legal, tax, insurance or regulatory developments or information and is not guaranteed to be correct, complete or current. Daniel Rondberg makes no warranty, expressed or implied, as to the accuracy or reliability of this information or the information contained in any referenced website. Viewers of this video presentation should not act or refrain from acting on the basis of any information included in the video without seeking appropriate legal or other relevant advice related to the particular facts and circumstances at issue from an attorney or other advisor duly and properly licensed in the recipient’s state of residence. Daniel Rondberg expressly disclaims all liability with respect to actions taken or not taken by the viewer based on any or all of the information or other contents of this video. Any information sent to Daniel Rondberg via Internet e-mail or through any referenced web site is not secure and is done so on a non-confidential basis. Should the viewer of this video seek a referral to any service provider, the person to whom such referral is made is solely responsible for assessing the knowledge, skill or capabilities of such provider and neither the presenter nor Daniel Rondberg is responsible for the quality, integrity, performance or any other aspect of any services ultimately provided by such provider or any damages, consequential or incidental, arising from the use of such provider. No Representations This video may contain technical or other errors. Daniel Rondberg does not guarantee its accuracy or completeness or suitability. IN NO EVENT SHALL DANIEL RONDBERG BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES RELATING TO THIS MATERIAL, FOR ANY USE OF THIS MATERIAL, OR FOR ANY REFERENCED WEBSITE. Daniel Rondberg takes no responsibility and makes no warranty whatsoever for the content or information contained on sites or sources of information referenced in the video. All such materials are provided on this video solely for the convenience of users and do not represent any endorsement, advertisement or sponsorship of linked sites or any products or services offered. When I use the word guaranteed it is always and only in reference to the contractual guarantee provided by insurnace companies outlines in their policies. It is subject to the strength and claims paying ability of the company. I do not endorse any one specific company or product. I am not making claims or recommendations. Please visit with your insurnace agent for specific explanations of certain insurance products….(read more)

LEARN MORE ABOUT: Retirement Annuities

REVEALED: How To Invest During Inflation

HOW TO INVEST IN GOLD: Gold IRA Investing

HOW TO INVEST IN SILVER: Silver IRA Investing

The Split Annuity Concept: Maximizing Retirement Security with Fixed Annuities

When it comes to retirement planning, many individuals are seeking options that offer both financial security and flexibility. The split annuity concept, popularized in recent years, has emerged as a strategy that can help retirees achieve these goals. By combining the benefits of a fixed annuity with other retirement income sources, individuals can create a well-rounded financial plan that ensures they can enjoy their golden years with peace of mind.

Fixed annuities have long been a favored retirement investment vehicle due to their guaranteed income feature. With a fixed annuity, individuals can convert a lump sum of money into a steady stream of income that lasts for the rest of their lives. This fixed income stream provides protection against market volatility and offers retirees a reliable source of retirement income irrespective of economic conditions.

However, fixed annuities come with a potential drawback: lack of liquidity. Once the annuitization process begins, individuals typically lose access to their initial investment. This lack of liquidity can be a concern for some retirees who may require additional funds for unforeseen expenses or who want flexibility in asset allocation.

The split annuity concept addresses this concern by creating a strategy that combines the benefits of a fixed annuity with other income sources like stocks or bonds. The core idea behind the split annuity concept is to allocate a portion of retirement savings to purchasing a fixed annuity while keeping the remainder invested in other assets that offer greater liquidity and potential for growth.

By splitting retirement savings in this manner, individuals can strike a balance between the security of a fixed annuity and the flexibility of other investments. The portion invested in the fixed annuity provides a guaranteed income stream that covers essential expenses like housing, healthcare, and basic living costs. This ensures that retirees have a solid foundation of income that they can rely upon throughout their retirement years.

Meanwhile, the remaining portion of retirement savings can be invested in various assets that align with an individual’s risk tolerance and financial goals. This investment pool can include stocks, bonds, real estate, or any other asset class that offers liquidity and potential for growth. By maintaining a diversified investment portfolio, individuals have the flexibility to tap into these resources when needed, allowing for unexpected expenses and preserving inheritance for future generations.

The split annuity concept also offers the benefit of asset preservation. By using a portion of retirement savings to purchase a fixed annuity, individuals safeguard a certain amount of capital against market volatility. This can be particularly crucial during economic downturns when other investments such as stocks may suffer from declining values. Having a guaranteed income stream from the fixed annuity ensures that retirees can weather these storms without compromising their financial well-being.

Implementing the split annuity concept requires careful analysis of an individual’s financial situation and goals. Consulting with a financial advisor is recommended to determine the appropriate percentage of retirement savings to allocate toward the fixed annuity purchase and how to invest the remaining funds to achieve desired returns and liquidity.

In conclusion, the split annuity concept offers a balanced approach to retirement planning that maximizes both security and flexibility. By combining the benefits of a fixed annuity with other income sources, retirees can ensure a steady stream of income for essential expenses while maintaining liquidity and potential for growth in their investment portfolio. As with any financial strategy, seeking professional advice is essential to tailor the split annuity concept to individual circumstances, ultimately providing a solid foundation for retired individuals to enjoy their retirement years with confidence.