En este video aprenderemos que es una cuenta y es IRA y también veremos un tutorial de cómo aplicar para abrir una cuenta Roth IRA y por si fuera poco también veremos en qué podemos invertir en nuestra cuenta de ahorro para el retiro!
Así que necesitas ver todo este video porque tiene mucha información importante ! Y si quieres mirar más Videos relacionados con las cuentas Roth IRS para inmigrantes aquí en los Estados Unidos ve la lista de Videos que parece en los comentarios.
Y por favor no dudes en hacer preguntas ! #inmigrantesenusa #ahorrandodinero #rothira #rothiraenespanol #cuentasparaelretiro #jubilacionenusa #inmigrantes…(read more)

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If you are a non-resident alien living in the United States and looking to invest for your future, a Roth IRA could be a great option for you. However, the process of applying for a Roth IRA can be a bit tricky, especially if you have an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number (SSN). In this article, we will walk you through the steps of how to apply for a Roth IRA at Fidelity with an ITIN, as well as give you a brief overview of what an IRA is.

First, let’s start with the basics: what is an IRA? An Individual retirement account (IRA) is a type of investment account that offers tax advantages for saving for retirement. There are two main types of IRAs: Traditional IRAs and Roth IRAs. With a Traditional IRA, contributions are typically tax-deductible, but withdrawals in retirement are taxed as ordinary income. On the other hand, Roth IRAs offer tax-free growth and tax-free withdrawals in retirement, as long as certain conditions are met.

Now, if you have an ITIN and want to open a Roth IRA at Fidelity, here is a step-by-step guide to help you through the process:

1. Verify Eligibility: Before opening a Roth IRA, make sure you meet the eligibility requirements, such as having earned income in the US.

2. Gather Required Documents: You will need to provide your ITIN, a valid passport or government-issued ID, and proof of address.

3. Open an Account: Visit the Fidelity website and click on the option to open a Roth IRA account. Follow the instructions to fill out the application form.

4. Choose Investments: Once your account is open, you can start selecting investments for your Roth IRA. Fidelity offers a wide range of investment options, including stocks, bonds, mutual funds, and more.

5. Fund Your Account: You can fund your Roth IRA with cash, stocks, or other assets. You can contribute up to a certain annual limit ($6,000 in 2021) to your Roth IRA.

6. Manage Your Account: Keep track of your investments and monitor your account regularly to ensure it aligns with your retirement goals.

Opening a Roth IRA with an ITIN may require extra documentation and verification, but it is possible to do so with Fidelity. By taking the time to understand the process and following the steps outlined above, you can start saving for your future and enjoy the tax benefits of a Roth IRA.

In conclusion, a Roth IRA is a valuable tool for retirement planning, and non-resident aliens with an ITIN can also take advantage of this investment option. By following the steps outlined in this article, you can open a Roth IRA at Fidelity and start building a secure financial future.