Guidelines and Regulations to Consider When Applying for SSS Retirement Benefits.

by | Sep 9, 2023 | Retirement Pension | 31 comments




SSS RETIREMENT BENEFITS TUTORIAL:

Ano ang SSS OPTIONAL RETIREMENT at ang COMPULSORY RETIREMENT?

Kadalasang katanungan niyo sa SSS Retirement Benefits, ito na ang sagot:

SSS RETIREMENT BENEFITS REQUIREMENTS:

Magkano ang makukuha mong SSS RETIREMENT BENEFITS?

How to compute SSS RETIREMENT BENEFITS?

Ano ano ang mga benefits ni SSS sa mga SSS RETIREMENT PENSIONERS?

SSS Retirement Benefit Calculator:

How to apply SSS RETIREMENT BENEFITS online?

How to apply SSS PLP or PENSION LOAN OF PENSIONERS?

Magkano makukuha mo kung kunin mo lahat ng SSS CONTRIBUTION mo kahit SSS PENSION ka?

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Rules and Policies to Consider before Applying for SSS Retirement Benefits

Retirement is a stage in life that many dream of, where one can finally bid farewell to the daily grind and enjoy the fruits of their labor. In the Philippines, the Social Security System (SSS) provides retirement benefits for workers who have reached the age of 60 and have contributed to the system for at least 120 months. However, before you proceed with your application, it is essential to understand the rules and policies set forth by the SSS.

First and foremost, it is crucial to ensure that you have met the minimum 120 monthly contributions required for eligibility. As an SSS member, it is your responsibility to regularly contribute to the system throughout your working years. Failure to meet the required number of contributions may result in the denial of your application for retirement benefits. It is advisable to review your contribution history with the SSS to ensure that you have fulfilled this requirement.

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Another important factor to consider is the age requirement. To be eligible for retirement benefits, you must have reached the age of 60 and have filed your application at least 60 days before your desired retirement date. Planning ahead and keeping track of your application timeline is essential to avoid any delays or complications in receiving your benefits.

It is worth noting that the SSS offers both lump-sum and monthly pension options for retirees. The choice between these two options is a personal decision that should be carefully considered based on your individual circumstances. If you opt for the lump-sum option, you will receive the equivalent of 18 months’ worth of your basic monthly pension. On the other hand, the monthly pension option grants you a regular stream of income throughout your retirement years.

For retirees who have continued to work and earn after reaching the age of 60, it is essential to be aware of the SSS’s rules on continued employment. If you choose to continue working, you will need to suspend your retirement benefits and notify the SSS accordingly. Failure to do so may result in penalties or even disqualification from receiving further benefits.

Furthermore, it is advisable to stay informed about any changes or updates to the SSS retirement benefit rules and policies. The SSS regularly reviews and adjusts its policies to ensure the sustainability and relevance of the system. Staying updated will help you make informed decisions and avoid any misunderstandings or complications during the application process.

In conclusion, applying for SSS retirement benefits is a significant step in securing your financial stability during your retirement years. However, it is crucial to familiarize yourself with the rules and policies set forth by the SSS to ensure a smooth and hassle-free application process. By meeting the required number of contributions, understanding the age requirements, considering the available benefit options, and keeping up with any changes, you can maximize the benefits you receive and enjoy a comfortable retirement.

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31 Comments

  1. JHOVZ VLOG

    SSS RETIREMENT BENEFITS TUTORIAL:

    Ano ang SSS OPTIONAL RETIREMENT at ang COMPULSORY RETIREMENT?
    https://youtu.be/A0rOOMzwFLU

    Kadalasang katanungan niyo sa SSS Retirement Benefits, ito na ang sagot:
    https://youtu.be/ax6sbvU3kQs

    SSS RETIREMENT BENEFITS REQUIREMENTS:
    https://youtu.be/O69l8zDGUI8

    Magkano ang makukuha mong SSS RETIREMENT BENEFITS?
    https://youtu.be/yva-zRA9Twk

    How to compute SSS RETIREMENT BENEFITS?
    https://youtu.be/expk8L2PZG8

    Ano ano ang mga benefits ni SSS sa mga SSS RETIREMENT PENSIONERS?
    https://youtu.be/wX3z_n6sCvQ

    SSS Retirement Benefit Calculator:
    https://youtu.be/bM6i2CFboHA

    How to apply SSS RETIREMENT BENEFITS online?
    https://youtu.be/dB7K_yFILls

    How to apply SSS PLP or PENSION LOAN OF PENSIONERS?
    https://youtu.be/QgPMndkV6O8

    Magkano makukuha mo kung kunin mo lahat ng SSS CONTRIBUTION mo kahit SSS PENSION ka?
    https://youtu.be/yva-zRA9Twk

    Mga dapat niyong malaman, SSS RULES and POLICIES when applying SSS RETIREMENT BENEFITS:
    https://youtu.be/OOr515lRdk4

  2. Marissa Atienza

    PAANO PO KUNG VOLUNTARY WALA WORK…

  3. Yoj Santos

    d ko understand

  4. Oyos Verz

    Paano po pag nag retirement na pero mag apply ulit at na tanggap pero JO LANG Makakabinipisyo paba sa retirement fund?

  5. Virgilio Pagsulingan

    Magtanong lang po' kailangan pa ba ang birth certificate pag nag aply ng retirement pension? Salamat po

  6. Imelda Electona

    hi . tanong lang. kasi sabi ng sss dito sa amin, hindi pwede mag apply ng retirement ang retired self employed na 63 yrs old.. hintayin daw muna hanggang 65 years old.. toto o ba? thaks

  7. Jovencio B.miguel

    Sir,tanong lng po ako, nka hulog napo ako ng 160 buwan,at gyon ay 64 napo ako at di kupa nasubukan makakuha ng pension,tanong lng po ako, mula po ng nag 60 years old po ako hanggang gyon 64 na makukuha kupo kya ng buo ang pension ko? Slamat po.

  8. Noel Caballes

    Good day Sir natanggap ko na po yong retirement benefit last March 2023 ask ko lng po mga ilang buwan po ba bago masimulan ang monthly pension ko

  9. Burutow

    ang pension ng asawa ko ay up pemanent total disability. ang tanong ko lng by nov 2023 ay mag 60 years old n sya.pano kya mag pa file pa rin b ang misis ng retirement? matatanggal n b ung kanyang supplemental? pero ongoing parin ung kanyang check up sa doctor. ang isa ko pang tanong msy makukuha p bng lumpsum ang asawa ko?

  10. Panday Pira

    Ilan buwan ang proseso pra masimulan ka na magpension?

  11. Nida Bautista

    Anu po ba ibig sabihin ng computed retirement date?

  12. Delia Pascasio

    sir ,tnong klang 61n po ako ngayn ang gusto hulogan k muna yung kulang k s contribution ? pwede po b na hindi muna ako mgfile ng retiremnt ? gusto k dagdagan k yung contribution k bgo ako mg retire s 65 nlang ?

  13. Ella Dimalanta

    Love this very informative.

  14. Charlito Añonuevo

    Good day po.Tanong ko po kung pwede pa akong mag avail ng retirement benefit ,matagal na akong huminto sa work at may 120 months contribution.64 years old na po ako.

  15. Drich Gabo

    Hi poh ma'am,puwidi pqh ba aq mgtanog Kay Ang balance ko poh pra maging 120 month contribution ko sa SSS ay 6 month nlng poh ntong 2023 tapos aq ngàyon ay 66 yrs old na poh Kung bàyaran knà poh ngàyon ung naiwàn na balance ko puwidi na poh ba aq mg aplly Ng early pension ko ma'am.salamat poh

  16. Hot Topics (Paradise)

    hi sir puede na po ba mag apply ng retirement kung 10years na nakahulog separated na sa trabaho.. private sector.. under 40year old.

    gusto ko sana kunin na ang benefits

  17. Gladys Anne Velina

    Computed retirement date is beyond today

    Bakit po ganun?

    65 po father ko last February 2023

  18. Mari Jane Sausa

    Magtatanong ako sana ,, pwedi na ba magfile ng trtirement kng malapit kana mag 60 halimbawa mag 59 kana pwedi na pa magfile

  19. Armando Jr Delvalle

    bakit kelangan pa certification e dipa ba sapat ung record sir na nagbayad ka sa sss up to date?

  20. Kusog Defante

    Puede q paba aplayan ung SSS q kahit 66 yrs old na aq,.

  21. Felimon Magracia

    if my last contribution this November 2023 and I am 65 years old this November 2023 ,kailan po dapat ako mag file ng retirement claim

  22. Shyrelle Bayan

    Kailangan pb magpasa Ng birth certificate sa mismong sss..kht nka pag apply na Ako Ng retirement online..Ksi nka pending sya eh

  23. lhyn

    Pa help po, c mama ko po matagal ng di nag work pero hinuhulugan pa sya till now pero nlaman namin lampas na po pala,, jelan Ang seperation nya? 70 na c mama

  24. Augusto Corbi

    Magtanong lng ako nagfile ako ng retirement sa edad n 63 yrold noong July 2022 at doon ko malaman na kulang pa Ang hulog ko at binayaran ko rin ng July sa halaga 5000 peso dati nagtrabaho ako sa company bago natigil nagabroad ako at nagself employed Ang tanong ko Yung bang 60 ,61,62 na taon ay makuha ko Ang pension August Corbi surigao del Sur salamat kung masagot nyo tanong ko

  25. efren #efrenplacer

    Good day
    Gusto ko ng mag file ng retirement benefit 60yrs old na last February gusto ko monthly pension ayaw ko ng lumsum start ba agad yun monthly pension ko ng February

  26. Louise Palco

    Pa help po. Pano po kung na reject yung application??

  27. keana ysabel

    paano po isesend online ung certificate of seperation sir na galing sa employer

  28. Marilyn Chua

    Hello po, nag apply na ako online ng retirement benifet nag reply naman po ang sss sa akin na na received na nila pero wala pong dumarating sa akin na message kong kailangan ko ng e submit yong other documents

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