One of the hardest parts about investing for beginners is the “begin” part. You may have done a little research recently, probably heard all these investing terms that make about as much sense as pineapple on pizza 🍕but still don’t quite know how to just get started.

Actually, I like pineapple on my pizza, just trying to see who’s reading my captions 👀

Ok, let’s focus. How do you go from researching mode to actual investing mode? Great question, I’m so glad you asked!

One of the easiest ways to get started is to participate in an employer-sponsored retirement plan, especially if they provide a match. However, I’m not talking about that method today, let’s stay on topic.

What I am talking about is a Health Savings Account (HSA).

✨HSA’s offer you 3 main benefits that make it an investment account on steroids: Contributions (money you put in) goes in tax-free, the money that is invested grows tax-free, and withdrawals for qualified medical expenses are also tax-free.✨

You may be thinking, but what if I need the money in retirement for something that is not a medical expense, what then? After age 65, it essentially acts just like a 401(k) or IRA, meaning you can withdraw for ANY expense, however, income taxes will be assessed.

😱Here’s a fun fact to think about when you worry you may not need all that money in an HSA: The average couple retiring in 2020 at 65 years old, will spend approximately $295k on health care expenses.*

Have you considered your healthcare costs when calculating your retirement goals? Leave a comment below👇

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Why settle for a boring retirement savings plan when you could have a Health Savings Account (HSA) that is as sexy as it is secure? That’s right, forget traditional retirement accounts – it’s time to spice things up with an HSA.

First of all, let’s talk about the tax benefits. With a Health Savings Account, your contributions are tax-deductible, and any earnings grow tax-free. That means more money in your pocket to spend on things that really matter – like that dream vacation or a fancy dinner out.

But wait, it gets better. Not only can you use your HSA to pay for medical expenses tax-free, but once you turn 65, you can use your HSA funds for anything you want without facing a penalty. That’s right – no restrictions, no limitations, just pure financial freedom.

And let’s not forget about the flexibility of an HSA. You can contribute to your account at any time, and you can use the funds for qualified medical expenses now or save them for the future. It’s like having your cake and eating it too.

Plus, with the rising costs of healthcare, having a Health Savings Account is more important than ever. By using your HSA to save for retirement, you can ensure that you have the funds you need to stay healthy and happy in your golden years.

So why settle for a boring retirement savings plan when you could have a Health Savings Account that is as sexy as it is secure? Start saving for your future in style with an HSA – your future self will thank you.