How the 1 rollover a year works.

by | Aug 5, 2022 | Rollover IRA | 10 comments

How the 1 rollover a year works.




Today we’re covering the confusing, 1 rollover per year rule from the IRS. We’ll explain how Roth conversions fit into this rule as well as 401k rollovers and IRA transfers.

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10 Comments

  1. P R

    Thanks. Summed up mounds of articles in one video.

  2. Glen and Friends

    So if I transfer funds from an IRA to my non-IRA checking account (not COVID related), I can transfer that same amount from the checking account back to my IRA (within the 60-day limit), the IRS will not deem that as taxable (since I did not send $$$ to another financial institution?

  3. Rock Monroe

    I just rolled over two 401ks in the past couple of months. One was rolled over into a traditional IRA and the other was rolled into a 403b. Both were direct rollovers. Would those be exempt from the one year rule?

  4. Latu Angilau

    Hey brother. Have you made a video on the backdoor pro rata rule? I've seen others but I like the way you explain things. Thanks!!

  5. victor barton

    Government with their confusing language… Typical

  6. Bruce Smith

    Thanks Dustin good info, they are so long winded with some of there rules it leaves your eyes spinning.

  7. Yg Bodybuilder

    I'm still confused dustin

  8. Michael Sills

    My dog rolls over numerous times a day and the IRS hasn't come after him. So I guess so long as the money goes from trustee to trustee whether from 401K to IRA, IRA to IRA etc numerous times in the same year there is no problem. Right?

  9. SavvySymbiont

    Well now…that was thoroughly confusing…

  10. Gof Man

    My 401k only allows one conversion to Roth per year. Are they right about that limit?

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