In this video, I’ll cover the pros and cons of target date funds and show a step-by-step walkthrough tutorial about how to change your 401k investments in Fidelity.
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Thanks for making this video. I found this helpful. I would like to change the existing target-date fund selection in my old 403b to low-cost index funds. Should I just select the " current investment" -> exchange one investment? Also, as the market is down, is it better to do one transaction or multiple transactions? Any tax consequences? Thank you
Thank you so much!!!
Very helpful. Thank you.
Nice! I’ve been meaning to move on from my target date fund. I have a 90 stock/10 allocation but I don’t like that 33% of the stocks are international.
does it trigger any taxes when you change your 401K investments?
That first drop down menu wasn't showing on my home page but it wasn't too hard to find the "change investments" option. Fidelity doesn't make this apparent or easy by any stretch. Thanks for the vid – good stuff.
on the part about do your research….we have a robot for that.
Will there be any charge to switch existing investment?
Thank you. I'm 60 this year and have been using target fund for 2025. The amount has increased very well since I started doing it in 2005. I am clueless on what I do and very lucky. I learned more with this video and another of yours today than in 16 years. I do max out my contribution. Thanks
Another great video, watching your investment grow into substantial profits will always be an overwhelming site to behold that’s why I invest with CONS. Edwin Earl.
still lovin yu
dang if i wouldve found this video last year id have a lot more money than the silly vanguard stock has made me 🙁 thanks for the video.
once you change allocations is the change immediate? what happened to your bonds?
my account shows "You are enrolled in Fidelity® Personalized Planning & Advice" after clicking "change investments". doesnt show what's in this video
Loved this! I actually have my 401(k) with Fidelity and was looking to change my investments around. Thank you so much for making this so simple! Really appreciate it:)
Thank you for the tutorial! : )
100% stocks contributing to my companies match for 8 to 10 years is the plan.
One question though, how do you rebalance your 100% stocks? Can you make a video on that or is this a dumb question? I’m new to investing so be gentle.
This is sooooo helpful! Again, another great video for me to send folks to when they ask. Thanks for creating this! I think it's so easy to forget that people need the basics when you get deep into the world of personal finance, and this is such a needed video!
Just to say, you are an awesome person!!! Thank you for what you do.
BIG HELP !! :]
You did a decent job picking the bottom when you switched to all stocks. Just a few days earlier…
A big help! Thank you! My past employer used Fidelity, so I still have funds in there which this vid and info allowed me to manipulate and move. My new(er) employer invests in Vanguard, but I'm sure this info will help me to navigate on their website as well. Thanks again!
Thanks for your very valuable videos. Really like the way you explain things…keep making them!
my employer contribution is only 3% ive match that and moved to 9% — if that makes since
Thank you @moneybee. This answered the question I had. Very helpful video! I was trying to change investment elections within my ROTH IRA account, but could not find how to do it on the Fidelity page. Would you happen to know how?
Thanks!
This was so useful. Thank you!
What if u want an individual company?
Dope video! Thanks
How do I just move money from one to another but leave the contribution amounts the same
Thanks! I actually am in the same index fund as you! What are your thoughts on it? Have you changed investments since? Especially with how our economy is doing.
thank you for the information it helped to go from the default option to the stocks 🙂
Are you able to move your Target Date Fund into cash? I have Fidelity also.
ok so i am having the hardest time trying to figure this out. I had a fidelity 401k with my employer but since i have left I have rolled it over to a a Roll over IRA and I want out of my FFFHX Fidelity Freedom 2050 but i am not figuring this out.
Great content .
Thanks you very much for making a such helpful video. Could you explain about the percentage (VANG INST INDEX PLUS with 8.19%)? why some has negative percentage (for example, JH DSCPL VAL MDCP with -0.38%) ?
Am I able to change on how aggressively I would like to invest my 401k??
Thanks great video ❤
Wish I would have had a video like this to watch when I got started. Also, fun fact – I work as a manager during my day job so I have a little bit of visibility when it comes to what folks are doing with their company benefits (not details but enough to make some conclusions after a lot of years of watching the patterns of costs changes). I can tell that about half of our folks have never even opened their accounts. Of the ones that haven't only another half or so have actually changed anything or invested more than the match. It is incredible to me how lax most folks are about these subjects. Thanks for the video!
Can I relocate my money that I currently have into another investment?