Inherited IRA Rules and Mistakes to Avoid

by | Aug 3, 2022 | Inherited IRA | 8 comments

Inherited IRA Rules and Mistakes to Avoid




Did you know that you have the ability to inherit an IRA and stretch it through your lifetime? Do you understand inherited IRA Rules? Knowing what mistakes to avoid with a stretch IRA is critical to successful retirement income planning:

Top Mistakes to Avoid with a Stretch or Inherited IRA:
1. Not doing a stretch or inherited IRA
2. Not taking an RMD or Required Minimum Distribution
3. Not Splitting it Up
4. Titling it Incorrectly
5. Making Contributions to the IRA
6. Not following up with your Custodian
7. Not assigning a beneficiary or a contingent beneficiary
8. Reviewing your beneficiary on a yearly basis or after life changing events.

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8 Comments

  1. Michael Healy

    Old video stretch is gone?! 10 years for Inherited beneficiary

  2. OutdoorMore

    So I have a inherited IRA what is the best way for me to go and reinvest it I know that if I open my own IRA I will not be able to touch the money until 67 well I am still young and one reinvest my inherited IRA before 10 year limit what’s the best way of doing this

  3. Scott Wible

    Can you roll an inherited 401k into an IRA?

  4. jaisvikt

    "Stretch" has changed …new rules 01 Jan 2020

  5. eddie p

    How does one retrieve proceeds from an IRA when designated as the Primary designee, does one have to keep it with the current investment company

  6. Christopher Schall

    Can you take more then you RMD without penalty?

  7. Daily Meditation

    You said in the video there is a link to the IRS website with the percentages for RMD, yet you never provided the link in the description

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