Invest in Fidelity ZERO Index Funds with No Fees Involved!

by | May 29, 2023 | Fidelity IRA | 36 comments




FIDELITY ZERO INDEX FUNDS // How to build your portfolio with Fidelity ZERO index funds and pitfalls to look out for. Can you really invest for free with Fidelity ZERO index funds (FZROX, FNILX, FZIPX, FLIPX)? Watch this video to learn how Fidelity ZERO index funds compare to Fidelity’s regular index funds, which Fidelity ZERO index funds to buy, and how much to buy of each!

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DISCLAIMERS & DISCLOSURES ❤

This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

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The world of investing can seem daunting for beginners, especially when they encounter brokerage fees and other charges that can eat into their profits. Luckily, Fidelity ZERO Index Funds offer a no-fee solution that allows investors to make long-term investments without incurring any additional costs.

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Fidelity Investment, one of the largest asset managers in the world with over $2.7 trillion in assets under management, launched its zero-fee index funds in August 2018. The company launched not just one, but four different index funds that track well-known stock and bond indices, making it easy for investors to diversify their portfolios.

The Fidelity ZERO Total Market Index Fund (FZROX) tracks the performance of the total U.S. stock market, while the Fidelity ZERO International Index Fund (FZILX) follows the results of foreign markets. The Fidelity ZERO Large Cap Index Fund (FNILX) is focused on big publicly-traded companies in the U.S, while the Fidelity ZERO Extended Market Index Fund (FZIPX) concentrates on smaller public companies.

One of the advantages of investing in Fidelity’s zero-fee index funds is that investors don’t have to worry about managing their investment actively. Instead, they merely track the intended market indexes, which reduces costs related to investment research and advisory. Consequently, investors can enjoy significant savings that can improve their overall returns in the long run.

Another benefit of investing in these zero-fee index funds is their low expense ratio. While many mutual funds and exchange-traded funds have expense ratios that range from 0.25% to 1% or more, Fidelity’s ZERO funds charge zero fees. This means investors get to keep 100% of their earnings without paying any of it back to the fund.

It’s worth noting that Fidelity zero-fee index funds are ideal for investors who want to make long-term investments or hold their investments for an extended period. Though the funds may not experience high returns in the short term, their diversity and lower expense ratios make them a solid choice for investors looking to build a diverse portfolio.

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In conclusion, Fidelity ZERO index funds offer an excellent alternative for investors who want to make long-term investments without having to worry about fees and high expenses. With its well-balanced and diversified portfolio, investors can trust that these funds can provide value for their investment in the long run.

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36 Comments

  1. Pratik Patel

    Despite Zero Expense ratio of Fidelity Zero funds, fidelity is still making net profit over Vanguard Ultra Low expense ratio funds…

    How?

    Fidelity Zero funds are paying dividends once in a year instead of every quarter that Vanguard funds are doing.

    If you have setup auto dividend reinvestment (most people have already) then it will impact returns over the long term as investment grows over time.

    When vanguard funds pays first quarter dividend then that dividend will earn dividends in the next three quarters whereas fidelity keeps those dividends with them for more than 9 months and earn returns on them and only pays original dividends at the end of the year.

    This amount difference is small or even negative for investment less than $10,000 but as funds grows the value it starts accumulating and makes huge difference over the long term.

    So I’ll still continue using Vanguard Index Funds over Fidelity until they fix this which I think will never happen.

  2. Masood Jamily

    Thanks so much for your input and help.

  3. Masood Jamily

    Hello, and thank you for this educational and amazing video. If I can give you a quick recap of who I am and what I need maybe you can suggest to me where to start. I am 56 years old I don’t have 401(k) plan or any retirement account. I want to start fidelity account small and start my retirement plan and slowly build it up and in time. when I open the account which one is the best one for me to start with because I’m a conservative person. I’m not a very aggressive investor

  4. chris cherry

    You are sooo helpful. Thank you. My question is can you keep adding more money when you want?

  5. ricki dicki

    Rose do you ever speak about charles schwab ?

  6. V S

    Thanks

  7. Chef Ugolino

    yikes the Botswana part. Jesus.

  8. Alfredo Arenas

    Excellent video!! But what about the Management Fee (the IA Frim that manages the Fund)? Is that a separate fee?

  9. Sal

    Good job

  10. wendi angel

    Link for the cheatsheet is not working

  11. lifen11

    Happy Asian American Heritage Month.!

  12. MrRager

    Do you have a linked in?

  13. Bharat Dalal

    Hello Rose Please give me equivalent of Index funds to ETF funds Vanguard or Fidelity FSKAX, FSPSX, FPADX, FUAMX, FIPDX, FSRNX. You recommended these funds . Unfortunately I am not allowed to buy Index funds but allowed to buy ETF. Thank you very much.

  14. heffa

    The Botswana joke….yikes…..

  15. Bryn Kehrli

    Could you suggest a bond fund to match with our stock fund?

  16. Gabriel Ross

    I just read the chapter on Sleep & Zakaria in "Richer, Wiser, Happier." They made a substantial sum from investing in a company in Zimbabwe and some other obscure international markets where there were extremely undervalued opportunities. I know that international index funds probably aren't looking for risky investments like that. But it made me wonder if there is some sort of aggressive international fund that invests in some higher risk foreign stocks that might be undervalued.

  17. Justin Bates

    What’s up with the Botswana comment? That didn’t land well. Love this channel but, yuck.

  18. Lady GypsySoul

    New Person who is interested to invest. What is Bond? What is stocks? Is there a video on it?
    Thank you Rose.

  19. Harsh Patel

    Is it just me, or does anyone else also notice that the audio plays only in left side?

  20. free gelato

    I’m not investing I just came to see this beautiful girl

  21. RobFrank22

    No dividend?

  22. Mauna Loa

    I've really enjoyed your channel and have been learning so much. But the comment about Botswana and the imagery with the Lion King was extremely rude and offensive.

  23. Javaris Ware

    Fire insight. Appreciate it

  24. tvlookplay

    Wow, great video. Needed this

  25. Jean Labrek

    How about dividends on those ?

  26. Kiki Cali

    Great video!! 🙂

  27. RONAK CHAUDHARY

    Can you comment on the fact that fidelity zero mutual funds give dividends only once a year

  28. Russ Coleman

    Bonds funds are junk….and they are WAY more volatile than stock funds…..when interest rates rise…they will plummet. Why not just buy short term bonds yourself.

  29. laskartrece

    You are informed and smart! Thank you!

  30. Matt B

    Hello , How can I open an account with Fidelity ?

  31. Patrick Aw-Young

    @Investing With Rose Congratulations for making $2 M this year and for being featured in the WSJ. Could you make a video on currency trading someday?

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