Congratulations you made it to retirement—now what? Investing in retirement is much different than investing for retirement. This is because you finally get to use those savings to live the life you’ve worked hard to achieve. Learn how to wisely withdraw and invest your retirement funds to make sure they provide the income you need, keep up with inflation, and last as long as you need them.
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LEARN MORE ABOUT: Retirement Annuities
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I would be retiring or working less in 5 years and I just want to know best how people split their pay, how much of it goes into savings, spending or investments. I earn around $165K per year but nothing to show for it yet.
My wife and I both have SEPs invested in stock/bond mutual funds, ETFs, and Index funds. Don't anticipate needing any withdrawals until 2025. With the current market turmoil, would it make sense to suspend dividend and capital gain reinvestments and save the cash (re-evaluate market conditions each quarter). We are early 70s and have cash in taxable accounts for 2-3 years. Thanks
“I believe that the biggest mistake that most people make when it comes to their retirement is they do not plan for it. .
Excellent framework. Good job !
getting into Investing to create passive income should be every wise man priority. I made my first million from having a diversified portfolio that spread across stocks, grade bonds, coins and etfs also with the help of a full service broker handling my portfolio. smart investing is the key "The best time to start investing is yesterday, the second best is today."
Inflation at 2.9%. Ah, the good old days.
TD is Ameritrade???
An excellent educational video, I will be watching this multiple times to absorb as much information as possible. Thank you for talking about the retirement calculator on your website, it was my first time hearing about it. It is such an interesting tool and the ability to manipulate results by sliding left or right is great. The "Tax Free Income" option was excellent in that, for example, disabled veterans are able to include their tax-free VA disability payments in the calculation. Perhaps you all could make a video someday focusing on the decumulation phase for federal retirees? Their particular situations with pensions, TSP's, FERS supplemental income until age 62, etc. It of course mirrors everything you mentioned here, but I for one would be very interested in your perspective on this.
Great Video..very informative and strategic look at retirement planning. Thanks. One question, Where do you allocate mutual funds, ETF / index funds? Bonds or Stocks?
It's so fun to know that my financial planner is looking at me and get scared knowing that I might get to live long….
Longevity risk‽‽‽… You heard that boy you're risking to live long! It's dangerous…. Downright degeneracy that arises if you get so detached from reality and think that numbers are more important…. Downright saying you're risking to live long to your customers is beyond belief of stupidity… But I do love this video it's very informative in every other sense but this little part is crazy to the Bone!!
I'll give you a comparison…. statistics is factually based and derived from actual data…. But just for example…there's 8 billion people and 40 billion livestock on Earth… that's 5 cows/ person.. so where is my five f**** cows I would like to ask you… Same with this longevity risk s***
I love how casually guy says you only have about 35 years to live.
And then tops it off with saying only half of us viewers will see another 15
Excellent information
Today's workshop was great!! Thank you!!
with historically low interest rates, bond funds have a significant risk. If interest rates go up, the net value of your bond fund will go down. If interest rates were more in line with historical averages, bonds might be lower risk. Today, I think bonds are more risky than a low-cost index stock fund.
That was a really good introduction to retirement planning. Some very sound advice.
Thank you, now I don't have to pay that fiduciary $3000. for a financial plan.
Just found this channel and wow I’m really impressed with all the truly useful information you provide. TY
Very nice presentation. Perhaps the best I’ve seen.
I'd like to retire with an investment worth at least $4MILLION and I'm ready to work towards this goal, I've come across investors making as much $75,000 on a monthly basis and I'd like to know what step and guidelines I need to make better profit